Pub Finance - Business Loans for UK Pubs & Bars - Apply Today - Fleximize

Pub Finance

Secure the funding that your business needs with flexible pub finance from Fleximize

The pub is one of Britain’s most cherished institutions, but it hasn’t had the easiest time of it lately. Industry reports suggest almost 10,000 licensed premises closed permanently in 2020 as the hospitality sector took a major hit in the wake of the coronavirus pandemic.

The British Beer & Pub Association estimates £8.2 billion in trade was lost and, in January 2021, the Campaign for Real Ale warned we could see many more closures if pubs and bars across the UK do not receive the financial help they need.

If you’re a pub owner, some of those figures might make for troublesome reading – but Fleximize’s pub finance can provide crucial support. If you need funding – whether that’s to help you recover from a quiet period, extend your premises, purchase more stock or anything else – our pub and bar loans can prove the perfect solution.

The challenges facing pub owners

Making a significant change to any business often requires an injection of capital. Following the 2008 recession, pubs were deemed a ‘high risk’ by traditional lenders. This meant that many pub owners were unable to secure the finance they needed to survive, let alone thrive. Higher beer prices and supermarket discounts have also posed difficulties, as owners strive to keep customers coming through their doors.

Strict lending criteria and long waiting times for a meeting with the bank mean many owners are searching for alternatives when it comes to applying for funding. At Fleximize, we offer exactly that – fast and flexible pub finance that’s designed to suit you.

Pub finance from Fleximize

Many businesses have chosen Fleximize as their finance provider, with the speed and flexibility of our pub loans proving the ideal fit for owners. We offer both unsecured and secured borrowing options and you can find out more about our Flexiloan and Flexiloan Lite products by heading to our services page. To give you an initial idea, our funding solutions all come with these flexible features as standard:

When you apply for a business loan for your bar or pub, we’ll look at much more than just your credit history. We know how difficult it can be to secure pub finance on terms that work for you, and we want to say “yes” to as many applications as we can. If you’re approved, you could receive your funding within 24 hours.

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Looking For Funding? Let's Talk.

If you want to know more about how we can support your business, give our friendly team a call and you'll get straight through to someone who can help, like Luke. Or, if you're ready to apply, get started by clicking the button below.

What can pub finance be used for?

Your pub finance could be used to support various areas of your business, such as:

  • Hiring employees
  • General growth
  • Stock purchasing
  • Marketing campaigns
  • Paying unforeseen bills
  • Cash flow
  • Expanding premises
  • Website development
  • Renovation/refurbishment
  • VAT payments

  • Check your eligibility for pub business finance

    Our goal is to approve as many pub loans as we can. Our lending criteria are not as strict as traditional banks, so even if your credit score needs improvement, it’s not the only factor that will decide whether you are approved.

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    How much do pub loans cost?

    The interest rates on our pub business loans start from 0.9% a month and there are no hidden fees to catch you out. Our Penalty-Free Promise means you can settle your pub finance early if you wish, and save on interest payments.

    No two pub loans are identical in their details, which means it’s difficult to say exactly how much yours will cost. To give yourself an idea, use our business loan calculator or give our team a call on 020 7100 0110 and they’ll be able to build your tailored quote.

    How to apply for pub business finance

    Getting started with your pub finance application couldn’t be easier. Just head to our simple online form and fill out a few basic details. If you pass our initial checks, we’ll be in touch to talk you through what comes next. Once we have all the information we need, your business could be approved and receive funding on the same day.

    Why choose Fleximize for pub finance in the UK

    We’ve lent over £350m to thousands of UK businesses and we’d love to see your pub secure the finance it needs. Here are just a few reasons to choose Fleximize: