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Brewery Business Loans
The UK’s beer industry presents a rare opportunity for small businesses to gain an advantage over their corporate rivals.
The British love of craft beer has inspired many people to start their own businesses, seeing entrepreneurs flourish. Higher monthly bills and a massive increase in the minimum wage have shaken the hospitality industry. Even with the government alcohol duty freeze, breweries have been the ones to suffer.
However, many have been able to adapt by introducing direct-to-consumer channels and developing their product lines with more flavours.
Gaining access to funding is an essential step for many micro- and small-sized breweries. It provides the working capital brewery owners need to make key changes to their operations, improve their offerings, and promote their business in a competitive market.
Read on to learn how brewery finance works, what it can be used for, and how to apply with Fleximize.
How do brewery loans work?
Once a brewer decides to turn their hobby into a serious venture, they must consider how to fund its growth. In addition to purchasing or leasing an appropriate brewing site, brewers also need to finance the ongoing cost of labour, transport, and raw materials, as well as other additional costs, such as:
Machinery upgrades
Brewery expansion
Marketing campaigns
As larger corporations target the craft beer market, effective branding and marketing have become crucial to differentiating their authentic values and beers.
Unless a brewer has a large amount of personal capital to invest in their new business, they may need a brewery loan from an external provider. Many traditional banks won’t consider a small business for funding unless they have been trading for two years or more.
Many independent breweries choose an alternative lender when looking for craft brewery finance. With a lender like Fleximize, small businesses get access to funding in as little as 24 hours. If you’re wondering how to get a business loan for your brewery, we cover the key details of our financing solutions below.
Apply online
Get a decision
Receive your funds
Brewery loans from Fleximize
Many breweries and distilleries choose Fleximize for quick lending decisions and flexible finance terms. Whether to secure new premises, purchase more equipment, or rebrand products. You can find out more about our Flexiloan and Flexiloan Lite products by visiting our services page, but here are the key features:
Brewery business loans of £10,000 – £500,000
Competitive interest rates starting from 0.9% per month
Quick and easy online application with minimum paperwork
Approval and deposit in as little as 24 hours
Interest is charged on a reducing balance, not the total loan amount
Top-ups and repayment holidays with all loans
No hidden fees or early repayment penalties
Exclusive discounts on industry-leading business services from our B2B partners
We don’t apply the same strict criteria as banks. While we look at a company’s credit history, that's only one factor we consider. So, if your company can demonstrate strong financial growth and you’ve been trading for at least six months, you can apply today!
If you’re a relatively new company looking for a brewery startup loan, Fleximize could provide the capital boost you need to grow your business.
What can brewery finance be used for?
Our loans can be used in a wide range of ways, such as expanding your premises to upscale production or creating new products like non-alcoholic or gluten-free drinks to capitalize on new trends. Here are just some of the ways our brewery loans can be used:
Expanding premises | Purchasing a pub or taproom |
Diversifying your products | Cash flow |
Brewery equipment financing | Marketing campaigns |
Hiring staff | Building an e-commerce site |
VAT payments | Paying unexpected bills |
Does my business qualify for a brewery loan?
We try to say yes to as many businesses as possible. Within 24 hours of receiving all your documents, you can start planning your business’ future. In cases where our criteria aren’t met, we can work with you to find a suitable loan provider. You could apply for business finance with Fleximize if:
You are a registered limited company or LLP
You’re a sole trader or non-limited partnership with less than four partners, in which case you can borrow over £25,000
You have been trading for at least six months with a minimum monthly turnover of £5,000
Your business is based in England or Wales. If you’re based in Scotland or Northern Ireland, we can offer an unsecured loan of up to £250,000
Our flexible lending criteria mean that even if your credit score isn't perfect. We won’t automatically dismiss your application. Our decisions are made by real people who will consider the unique circumstances of each business to help you get the finance you need.
Loved by our customers
How much will my brewery loan cost?
Our interest rates start at 0.9% per month, and there are no hidden fees. Our Penalty-Free Promise allows you to save on interest by settling your brewery finance early without any additional fees.
You can use our business loan calculator to get an instant estimate of what your brewery loan could cost and how the repayments would work, including the potential savings if you settle early. Alternatively, call us on 020 7100 0110 to receive a tailored quote for your business.
Why choose Fleximize as your brewery loan provider?
As a multi-award-winning digital business lender, Fleximize has lent hundreds of millions of pounds to thousands of SMEs like yours across the UK. Here’s what you can expect when you apply for small brewery finance with us:
Fuss-free funding: With our online application, you can apply for business finance in just a few minutes and receive the funds in as little as 24 hours
Flexibility: We understand that no two businesses are the same, which is why we’re committed to providing flexible funding that caters to the needs of any business owner. Along with top-ups and repayment holidays, our Penalty-Free Promise guarantees you can repay your loan early without any fees
Personal service: Your dedicated relationship manager will work closely with you to learn about your business and ensure your brewery finance is tailored to your needs. If you decide to return for another round of funding in the future, you’ll be greeted by the same point of contact
Glowing recommendations: Our ‘excellent’ Trustpilot rating and customer case studies testify to how highly our clients value us and our dedication to supporting their businesses
Award-winning products: Recently, we added two more awards to our collection: the best business loan provider and alternative business funding provider at the MoneyFacts awards
How to apply for our brewery loans
Applying for brewery financing with Fleximize couldn't be simpler—just complete our short online form to get started. If you pass our initial checks, one of our relationship managers will contact you to walk you through the final steps. Once we have everything we need, you can get approved and receive your loan on the same day.
For more information on how we can help your brewery or any other enquiries, you can give us a call.
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