Business Loan Calculator

Our business loan calculator will give you a better idea of the overall cost of a Fleximize business loan. Whether you want to supercharge your growth or keep things ticking over, you can get an instant estimate of how our flexible and fuss-free funding could work for you.

What is a business loan calculator?

With such a wide range of funding types, lender criteria and business loan interest rates in the UK, it can be tricky to find the right option for you. A business loan calculator is a handy commercial tool that’s designed to make your research that bit clearer and easier.

You can use our tool to calculate your potential monthly repayments based on how much you want to borrow, the term you’ll repay it over and your small business loan rate. You’ll also see your total cost of borrowing, including the total interest.

As a business owner, you might be comparing finance quotes, working out what you can afford or defining a new strategy. Whatever stage you’re at, our business loan calculator offers a convenient starting point before you get in touch for a tailored quote.

How much can I borrow with Fleximize?

You’ll see above that our UK business loan calculator features two products – our Flexiloan, and Flexiloan Lite.

Both allow you to apply for between £5,000 and £500,000 with slightly different repayment terms and business loan rates (starting at 0.9% a month), as shown by the calculator.

Our Penalty-Free Promise means you won’t be charged extra for early repayment – and you’ll actually save on interest if you repay early. There’s plenty more flexibility built in too, including unsecured and secured options, top-ups and repayment holidays.

How to use our business loan calculator

Simply adjust the tabs and sliders based on the following information:

• The right product for you – our Flexiloan or Flexiloan Lite
• The amount you want to borrow
• The repayment term
• The business loan interest rate

The results in the table above will update instantly each time you change these inputs.

Unlike other UK business loan calculators, you can also use ours to see how much money you could save by repaying your loan early. Just select ‘show potential savings through early settlement’ and adjust the month of repayment.

Bear in mind that the final figures you’ll see are only a rough estimate of what your loan could cost. If you go on to apply and your loan is approved, we’ll agree your exact payment terms and business loan interest rate based on your trading history, credit rating and other factors.

Why do businesses borrow from Fleximize?

• Hassle-free funding released in as little as 24 hours, so you can get on with running your business.
• Industry-leading flexibility, including repayment holidays, top-ups and penalty-free early repayments.
• Award-winning service – don’t just take our word for it. We’ve been voted Best Business Finance Provider at the British Bank Awards, twice. Check out our customer stories and awards.

How to apply for a Fleximize loan

Our application process is fuss-free and can be completed in three simple steps:

1. Apply online in minutes
Apply now using our secure online form in less than five minutes. You’ll find out instantly if you’ve passed our initial checks. If you do, we’ll ask you for a few important documents.

2. Get a decision in 24 hours
Your relationship manager will guide you through the process and give you a final decision within 24 hours.

3. Receive your funding
If it’s a yes, we’ll transfer your money shortly afterwards so it’s ready to use as quickly as possible.