Name: Franchise Loans
Brand: Fleximize
Rating: 4.9 (1034 reviews)

Franchise business loans

Acquiring a franchise is an attractive opportunity if you’re keen to run your own business, particularly as the success rate is much higher compared to starting a business from scratch. Buying into an established company means you will have access to the training, advice and business model resources you need to be successful.

Franchising is a low-risk, high-reward opportunity for many aspiring entrepreneurs. Such ventures can still require substantial investment to ensure success. Like any business owner, you need to consider start-up fees, and to generate enough revenue to cover ongoing costs such as staff salaries, utility bills, stock purchases, and any fees. Or, if you’re already up and running and seeking funding for refurbishments, machinery upgrades, advertising campaigns, and site expansion, an option might be to source funding externally. Fleximize might be the perfect solution to your funding goals, regardless of your current position.

Getting a loan for a franchise business through traditional means such as a bank can be a lengthy process, so read on to discover how franchise funding works, what a franchise loan can be used for, and how to apply.

Flexible finance

Borrow £5,000 to £500,000

Trading 6+ months

1st class customer support

Apply online

Get a decision

Receive your funds

Can I take out a business loan to buy a franchise?

A franchise loan can provide the capital you need to acquire or develop an existing franchise. Finance for franchisees can come in the form of secured or unsecured loans with varying rates and repayment terms.

When cash flow is tight, external funding can help spread such costs over several months or years. For this, your franchisor may direct you to a bank or other traditional lenders for financial assistance. However, applying for a bank loan can be a lengthy process and leave you waiting weeks for a decision. If you’re looking for a loan to meet your specific franchise business model, explore Fleximize’s offerings, as we can provide you with a loan package tailored to your requirements in no time at all.

Apply for a franchise loan

Franchise finance from Fleximize

The fuss-free application process is ideal for franchise owners looking to quickly secure funding, with loans deposited in just 24 hours. We understand that each franchise setup is unique, which is why we offer flexible secured and unsecured loans tailored to your business needs. Here's a quick look at the other benefits:

Franchise business loans of £5,000 – £500,000 over 3 – 60 months
Interest rates starting from 0.9% per month
Approval and deposit in as little as 24 hours
No hidden fees or early repayment penalties
Interest is charged on a reduced balance, not the total loan amount
Repayment holidays and top-ups are available with all loans
Exclusive discounts on industry-leading business services through our Member Marketplace

If you want to learn more about our products before applying, visit our services page for a full breakdown of what Flexiloan and Flexiloan Lite can offer you.

What companies are suitable for a franchise business loan?

Our flexible funding solutions are an ideal fit for franchisees across various sectors, and our expert team have many years of experience working with gyms, hotels and pubs to restaurants and retailers

What can franchise loans be used for?

You might need a cash advance for your franchise to support business growth in several different areas, including:

Cash flow	Acquiring another franchise
Marketing & HR	Recruitment
Staff Training	Equipment upgrades
Management buyout	Stock purchase
Premises expansion	Property refurbishment

Check your eligibility for a franchise loan

You could be eligible for business finance if:

Your limited company or LLP is registered in the UK with Companies House.
Your franchise has been trading for six months or more and has a minimum monthly turnover of £5,000.
If you're a sole proprietor or part of an unincorporated partnership with fewer than four members, you can access loans starting from a minimum of £25,000.
For businesses situated in England or Wales, we provide a range of tailored solutions. If your operations are in Scotland or Northern Ireland, we offer unsecured loans of up to £250,000 to meet your needs.
You're a homeowner looking for a loan of up to £500,000. If you're a non-homeowner, we can support you with up to £20,000, providing your business has been trading for at least 36 months.

We know that getting a loan for a franchise business isn't always straightforward, and we want to say "yes" to as many applications as possible. Even if your credit score could be improved, our underwriting team will get to know the story behind your business so they can make a better judgement on your overall business performance.

Loved by our customers

How much do franchise business loans cost?

Our franchise loan rates start from 0.9% to 3.9% a month with each funding package unique to your requirements. If you'd like an indication of the total cost of your loan, you can use our business loan calculator below. Or, call us on 020 7100 0110, and we'll build a quote tailored to you.

Flexiloan Flexiloan Lite

Our Flexiloan product is available to businesses trading for at least 12 months over a 12-60 month term.

months

Interest

£8,460.08

Total Repayment Amount

£58,460.08

Monthly Repayment

£3,247.78

Show potential savings through early settlement

Our Penalty-Free Promise means you won’t be charged extra for repaying early.

Find out just how much you could save through early settlement by adjusting the month of repayment in this section.

Your Loan Quote Summary
Full Settlement At
Total Repayable at Agreed Term	£58,460.08
Total Repayable if Repaid Early	£56,122.84
Interest Saving	£2,337.25

* Interest rates offered to new customers may vary from rates advertised due to variations in the Bank of England base rate and/or Standard Overnight Index Average (SONIA).

This estimate is based on a monthly interest rate of 1.70%, which may not reflect your final rate. Please apply online for a tailored quotation.

A representative example of a loan of less than £25,000: 42.4% APR representative, based on a fixed annual rate of interest of 35.9% and an assumed loan amount of £15,000 over 18 months; equating to monthly repayments of £1,089.71 and a total repayable of £19,614.78.

Our Flexiloan Lite product is available to businesses trading for at least 6 months over a 3-12 month term.

months

Interest

£3,472.16

Total Repayment Amount

£33,472.16

Monthly Repayment

£4,184.02

Show potential savings through early settlement

Fleximize is committed to its penalty-free promise for customers repaying early.

Find out just how much you could save through early settlement by adjusting the month of repayment in this section.

Your Loan Quote Summary
Full Settlement At
Total Repayable at Agreed Term	£33,472.16
Total Repayable if Repaid Early	£32,476.26
Interest Saving	£995.90

* Interest rates offered to new customers may vary from rates advertised due to variations in the Bank of England base rate and/or Standard Overnight Index Average (SONIA).

This estimate is based on a monthly interest rate of 2.50%, which may not reflect your final rate. Please apply online for a tailored quotation.

Why choose Fleximize for a franchise loan?

We've helped thousands of businesses access the funding they need. Here's what to expect from Fleximize:

We're flexible: The clue's in our name. With standard features like repayment holidays, top-ups and our Penalty-Free Promise, you can build a loan package that's tailored to you.
We're fuss-free: Applying for a franchise loan takes minutes, and there's no need for lengthy interviews or unnecessary paperwork for your company to be approved.
We're trusted: Our 'Excellent' rating on Trustpilot shows how highly business owners value our customer service.
We're personal: Your dedicated relationship manager will ensure your franchise finance meets all your needs. They'll also be your point of contact if you return for repeat funding, as many of our customers do.
We're award-winning: We've been named Best Business Finance Provider at the British Bank Awards.

Apply for a franchise loan with Fleximize today

Ready to secure funding for your franchise? Apply online through our simple application form. Providing you pass our initial checks, your dedicated relationship manager will be in touch promptly to guide you through the final stages. Once we have all the necessary details, you could receive your funds the same day.

Apply for a franchise loan