Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.
Asset-Based Finance: a Guide for Small Businesses
— Read More — Asset-Based Finance: a Guide for Small BusinessesAsset-Based Finance: a Guide for Small Businesses
Is asset-based finance a good fit for your business? This guide examines the pros and cons of factoring, invoice discounting and asset-based lending
Debentures: What Are They and How Do They Work?
— Read More — Debentures: What Are They and How Do They Work?Debentures: What Are They and How Do They Work?
If you're looking to apply for a business loan or overdraft, you might be asked to agree to a debenture. Here's everything you need to know about debentures
Secured vs Unsecured Loans: Explained
— Read More — Secured vs Unsecured Loans: ExplainedSecured vs Unsecured Loans: Explained
Compare secured vs unsecured loans for personal and business finance. Explore advantages and disadvantages of secured and unsecured borrowing features today.
Clydesdale Bank Business Loans
— Read More — Clydesdale Bank Business LoansClydesdale Bank Business Loans
Here's our guide to Clydesdale Bank's business loan products, such as their term loan, flexible business loan and business investment loan
A Simple Guide to Accessing Your VAT Returns
— Read More — A Simple Guide to Accessing Your VAT ReturnsA Simple Guide to Accessing Your VAT Returns
When you apply for a business loan or other type of business funding, a lender might ask to see your VAT returns. Here's how you can access them online
Water Deregulation: What Does it Mean for SMEs?
— Read More — Water Deregulation: What Does it Mean for SMEs?Water Deregulation: What Does it Mean for SMEs?
The non-domestic water market in England was deregulated on 1 April 2017. Here's everything small businesses need to know about water deregulation
Currency Risk: How Businesses Can Manage It
— Read More — Currency Risk: How Businesses Can Manage ItCurrency Risk: How Businesses Can Manage It
Exchange rate fluctuations can have a significant impact on any business. Fortunately, there are plenty of ways for SMEs to manage their currency risk
RBS Business Loans
— Read More — RBS Business LoansHere's a quick look at the RBS business loans currently available to UK SMEs, including the RBS small business loan, business overdraft and business credit card
TSB Business Loans
— Read More — TSB Business LoansTSB offers a range of funding options to businesses who are looking for a boost of working capital. We cover their key products, including the TSB overdraft, credit card and business loan
The Five Best Crowdfunding Sites for Your Business
— Read More — The Five Best Crowdfunding Sites for Your BusinessThe Five Best Crowdfunding Sites for Your Business
Crowdfunding has given startups and SMEs an exciting new route to investment, but what are the five best crowdfunding sites for UK businesses?
The New £5 Note and the Future of Cash
— Read More — The New £5 Note and the Future of CashThe New £5 Note and the Future of Cash
The UK's first polymer 5 note was recently introduced as a cleaner and safer form of currency, prompting questions about the survival of cash payments
How to Improve Cash Flow
— Read More — How to Improve Cash FlowPoor cash flow is the biggest cause of small business failure, but there are plenty of ways that business owners can overcome this barrier to growth
Angel Investors: an Introduction
— Read More — Angel Investors: an IntroductionAngel Investors: an Introduction
Angel investors are an important part of the business funding landscape in the UK. But what is an angel investor, and how could they benefit your business?
How Does Crowdfunding Differ to P2P Lending?
— Read More — How Does Crowdfunding Differ to P2P Lending?How Does Crowdfunding Differ to P2P Lending?
Crowdfunding and peer-to-peer lending are often lumped together, but there's an important distinction between these two types of business finance
Financial Projections: Why They Matter to Investors
— Read More — Financial Projections: Why They Matter to InvestorsFinancial Projections: Why They Matter to Investors
Many entrepreneurs have a brilliant business idea, but fail to back it up with solid financial projections. Why can this ruin their chances of investment?
The Small Business Guide to Kickstarter
— Read More — The Small Business Guide to KickstarterThe Small Business Guide to Kickstarter
Launching your next product on Kickstarter could be the best and worst thing you ever do. Here's our guide to navigating the crowdfunding minefield
The Lowdown on Revenue Advance
— Read More — The Lowdown on Revenue AdvanceThe Lowdown on Revenue Advance
Revenue Advance is one of the most flexible business loans available to SMEs. But how exactly does it work and what types of business does it suit best?
What is Equipment Leasing?
— Read More — What is Equipment Leasing?Want to invest in new equipment for your small business without compromising cash flow? Equipment leasing could be the answer to your problems
Funding Circle: Leading Peer-to-Peer Lender
— Read More — Funding Circle: Leading Peer-to-Peer LenderFunding Circle: Leading Peer-to-Peer Lender
Find out what the big deal is about Funding Circle, the $1 billion P2P lending platform that offers great business borrowing and investment opportunities
The Changing Face of Trade Finance
— Read More — The Changing Face of Trade FinanceThe Changing Face of Trade Finance
Trade finance expert looks at the rise of UK exporting, business funding and the future of trade finance
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