Finance and Funding

Tips and advice on finding small business loans and other funding for your enterprise

Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.

How to Look After Your Credit Rating

How to Look After Your Credit Rating

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How to Look After Your Credit Rating

Fleximize answers your questions about keeping your credit rating in tip-top condition.

Santander Business Loans

Santander Business Loans

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Santander Business Loans

Here's your guide to Santander's business loans. Find out about the Santander finance products available to you, plus the pros and cons of bank business loans

How to Forecast Your Annual Profits

How to Forecast Your Annual Profits

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How to Forecast Your Annual Profits

Knowing how to forecast your profits is essential to small business. We share the basics of putting together an annual forecast.

How to Find and Apply for a Government Grant

How to Find and Apply for a Government Grant

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How to Find and Apply for a Government Grant

Searching for government grants for small business is a lengthy process, but the government's search tool and advice is easy to access.

Finding Small Business Loans

Finding Small Business Loans

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Finding Small Business Loans

Getting a small business loan is a common way of funding a startup or growing your business. But you need to do the groundwork first.

Providing Finance to Customers

Providing Finance to Customers

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Providing Finance to Customers

How do I offer financing to my customers? If you're considering this question, it’s important to first understand a little about consumer credit practices.

The Difference Between Public and Private Debt

The Difference Between Public and Private Debt

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The Difference Between Public and Private Debt

What's the difference between public and private debt? Emma Meakin defines each in simple, non-technical terms.

What is a Venture Capitalist?

What is a Venture Capitalist?

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What is a Venture Capitalist?

Spotify, Skype and Zoopla have benefited from venture capitalist funding. We tell you what VCs do and where you can find the right one for your business.

4 Steps to Debt Restructuring

4 Steps to Debt Restructuring

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4 Steps to Debt Restructuring

Most business owners have struggled at some point with finance, and debt restructuring can be an effective way to get your company in the black. Here's why.

Why Using a Loan to Hire Employees is Risky

Why Using a Loan to Hire Employees is Risky

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Why Using a Loan to Hire Employees is Risky

Taking out a loan to recruit new staff is okay if you're sure you can afford it. It's risky so consider these issues first.

Where Can I Find Startup Funding?

Where Can I Find Startup Funding?

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Where Can I Find Startup Funding?

​It’s a good time to be a start-up and there are lots of lending options: from UK government and alternative finance providers.

Where Can I Get Funding to Buy a Business?

Where Can I Get Funding to Buy a Business?

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Where Can I Get Funding to Buy a Business?

We give you some of your options for finding business acquisition funding.

How Brokers can Help Customers Find Financing

How Brokers can Help Customers Find Financing

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How Brokers can Help Customers Find Financing

Brokers can set up partnerships with a range of finance providers to give customers choice in products.

Handling New Customer Credit Applications

Handling New Customer Credit Applications

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Handling New Customer Credit Applications

Are you a lender? You'll need to ensure the right staff are handling applications.

What's an Inventory Loan?

What's an Inventory Loan?

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What's an Inventory Loan?

Inventory loans are the ideal form of financing for retailers. Useful at peak times of commerce like Christmas, but make you need one first.