Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.
Halifax Business Loans
— Read More — Halifax Business LoansHalifax business loans are operated by Lloyds Bank and RBS. We look at the the range of small business loans from Lloyds, RBS and other high street lenders.
Metro Bank Business Loans
— Read More — Metro Bank Business LoansMetro Bank business accounts and loans challenge the services offered by the big banks. Here's a quick look at if they're the right fit for your growing business
Peer-to-Peer Finance (P2P) and Funding Circle
— Read More — Peer-to-Peer Finance (P2P) and Funding CirclePeer-to-Peer Finance (P2P) and Funding Circle
We explore why alternative finance and peer-to-peer (P2P) lending platforms like Funding Circle are getting businesses and the government so excited
Barclays Bank Loans
— Read More — Barclays Bank LoansIs a Barclays business loan right for your small business? Find out how much you can borrow and what you need to do to prepare for the lending application.
Lloyds Business Loans
— Read More — Lloyds Business LoansLloyds Bank business loans and Lloyds Bank commercial finance are available for SMEs. Read this article to figure out if they're right for your business.
What's Debt to Equity Ratio?
— Read More — What's Debt to Equity Ratio?Debt to equity ratio is one important indicator of a company's financial stability. Learn how to calculate your score and what it means for your business
How to Add a New Shareholder
— Read More — How to Add a New ShareholderFind out how to add a shareholder to your company and how to invest in a firm by buying shares. Before you do anything, read our guide.
How to Look After Your Credit Rating
— Read More — How to Look After Your Credit RatingHow to Look After Your Credit Rating
Your credit rating can be a major factor when it comes to getting business funding. We answer your questions on how a credit rating is looked at by lenders
Santander Business Loans
— Read More — Santander Business LoansHere's our guide to Santander's business loans. Learn about the Santander finance products available to you, plus the pros and cons of bank business loans
How to Forecast Your Annual Profits
— Read More — How to Forecast Your Annual ProfitsHow to Forecast Your Annual Profits
Knowing how to forecast your profits is essential to small business. We share the basics of putting together an annual forecast.
How to Find and Apply for a Government Grant
— Read More — How to Find and Apply for a Government GrantHow to Find and Apply for a Government Grant
Learn how to apply for UK government grants with this clear guide. See how grants work, who can apply, and how to boost your chances of success.
Finding Small Business Loans
— Read More — Finding Small Business LoansGetting a small business loan is a common way of funding a startup or growing your business. But you need to do the groundwork first.
Offering Finance to Customers
— Read More — Offering Finance to CustomersHow do I offer financing to my customers? If you're considering this question, its important to first understand a little about consumer credit practices
The Difference Between Public and Private Debt
— Read More — The Difference Between Public and Private DebtThe Difference Between Public and Private Debt
What's the difference between public and private debt? Emma Meakin defines each in simple, non-technical terms.
What is a Venture Capitalist?
— Read More — What is a Venture Capitalist?Spotify, Skype and Zoopla have benefited from venture capitalist funding. We tell you what VCs do and where you can find the right one for your business.
4 Steps to Debt Restructuring
— Read More — 4 Steps to Debt RestructuringMost business owners have struggled at some point with finance, and debt restructuring can be an effective way to get your company in the black. Here's why.
Why Using a Loan to Hire Employees is Risky
— Read More — Why Using a Loan to Hire Employees is RiskyWhy Using a Loan to Hire Employees is Risky
Taking out a loan to recruit new staff is okay if you're sure you can afford it. It's risky so consider these issues first.
How Brokers can Help Customers Find Financing
— Read More — How Brokers can Help Customers Find FinancingHow Brokers can Help Customers Find Financing
Brokers can set up partnerships with a range of finance providers to give customers choice in products.
Handling New Customer Credit Applications
— Read More — Handling New Customer Credit ApplicationsHandling New Customer Credit Applications
Correctly handling new customer credit applications across departments will ensure that the process is smooth and efficient. We offer our advice to lenders
What's an Inventory Loan?
— Read More — What's an Inventory Loan?Inventory loans are the ideal form of financing for retailers.
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