Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.
How to Avoid Early Repayment Charges
— Read More — How to Avoid Early Repayment ChargesHow to Avoid Early Repayment Charges
If you’re taking out a business loan, you may wish to repay it early. But how can you avoid early repayment charges? Find out in Fleximize’s handy guide
How to Download a Bank Statement
— Read More — How to Download a Bank StatementHow to Download a Bank Statement
A simple guide to downloading a bank statement from all of the major banks, including Lloyds, Barclays, NatWest, HSBC, Nationwide, Santander and RBS
Card Surcharge Ban: How SMEs Can Offset the Cost
— Read More — Card Surcharge Ban: How SMEs Can Offset the CostCard Surcharge Ban: How SMEs Can Offset the Cost
It's now illegal for businesses to charge customers for debit and credit card payments. How can companies manage the impact of the card surcharge ban?
Open Banking: What Does it Mean for SMEs?
— Read More — Open Banking: What Does it Mean for SMEs?Open Banking: What Does it Mean for SMEs?
The launch of Open Banking in the UK could end the banks' dominance of the financial services sector. But what benefits, if any, will this have for SMEs?
Cryptocurrencies: What Does the Future Hold?
— Read More — Cryptocurrencies: What Does the Future Hold?Cryptocurrencies: What Does the Future Hold?
With more people buying and trading in cryptocurrencies, some have suggested they could eventually replace traditional currency. But how likely is that?
Asset-Based Finance: a Guide for Small Businesses
— Read More — Asset-Based Finance: a Guide for Small BusinessesAsset-Based Finance: a Guide for Small Businesses
Is asset-based finance a good fit for your business? This guide examines the pros and cons of factoring, invoice discounting and asset-based lending
Debentures: A Beginners' Guide
— Read More — Debentures: A Beginners' GuideDebentures: A Beginners' Guide
If you're looking to apply for a business loan or overdraft, you might be asked to agree to a debenture. Here's everything you need to know about debentures
Secured and Unsecured Loans Explained
— Read More — Secured and Unsecured Loans ExplainedSecured and Unsecured Loans Explained
When applying for business funding, you might get quotes for secured and unsecured loans. What's the difference between these two types of business finance?
Choosing the Best Payment Options for Your Business
— Read More — Choosing the Best Payment Options for Your BusinessChoosing the Best Payment Options for Your Business
All businesses need to offer the right payment options to their customers. With a plethora of choices available, what payment options should you consider?
A Simple Guide to Accessing Your VAT Returns
— Read More — A Simple Guide to Accessing Your VAT ReturnsA Simple Guide to Accessing Your VAT Returns
When you apply for a business loan or other type of business funding, a lender might ask to see your VAT returns. Here's how you can access them online
Water Deregulation: What Does it Mean for SMEs?
— Read More — Water Deregulation: What Does it Mean for SMEs?Water Deregulation: What Does it Mean for SMEs?
The non-domestic water market in England was deregulated on 1 April 2017. Here's everything small businesses need to know about water deregulation
A Simple Guide to Fleximize
— Read More — A Simple Guide to FleximizeA short but sweet introduction to Fleximize for commercial finance brokers, accountants and financial advisers. Quick answers to all your clients' questions
Setting Up an Energy Contract for Your Business
— Read More — Setting Up an Energy Contract for Your BusinessSetting Up an Energy Contract for Your Business
Finding the right energy supplier can be a headache for small business owners. Here's a simple guide to getting your business utilities up and running
Currency Risk: How Businesses Can Manage It
— Read More — Currency Risk: How Businesses Can Manage ItCurrency Risk: How Businesses Can Manage It
Exchange rate fluctuations can have a significant impact on any business. Fortunately, there are plenty of ways for SMEs to manage their currency risk
The Five Best Crowdfunding Sites for Your Business
— Read More — The Five Best Crowdfunding Sites for Your BusinessThe Five Best Crowdfunding Sites for Your Business
Crowdfunding has given startups and SMEs an exciting new route to investment, but what are the five best crowdfunding sites for UK businesses?
The New £5 Note and the Future of Cash
— Read More — The New £5 Note and the Future of CashThe New £5 Note and the Future of Cash
The new polymer £5 note was recently introduced by The Bank of England. But what does it mean for money and can it withstand the growth of digital payments?
How to Improve Cashflow
— Read More — How to Improve CashflowPoor cashflow is the biggest cause of small business failure, but there are plenty of ways that business owners can overcome this barrier to growth
Angel Investors: an Introduction
— Read More — Angel Investors: an IntroductionAngel Investors: an Introduction
Angel investors are an important part of the business funding landscape in the UK. But what is an angel investor, and how could they benefit your business?
How Does Crowdfunding Differ to P2P Lending?
— Read More — How Does Crowdfunding Differ to P2P Lending?How Does Crowdfunding Differ to P2P Lending?
Crowdfunding and peer-to-peer lending are often lumped together, but there's an important distinction between these two types of business finance
Financial Projections: Why They Matter to Investors
— Read More — Financial Projections: Why They Matter to InvestorsFinancial Projections: Why They Matter to Investors
Many entrepreneurs have a brilliant business idea, but fail to back it up with solid financial projections. Why can this ruin their chances of investment?
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