Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.
Does a Business Loan Affect Personal Credit?
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Wondering if a business loan affects your personal credit? Learn when your score might be impacted, how to protect it, and tips for separating personal and business finances.
Advantages of Loans in Business
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Discover the pros and cons of business loans, from quick capital to tax benefits – plus flexible funding options designed for SMEs.
A Guide to Making Business Finance Work for You
— Read More — A Guide to Making Business Finance Work for YouA Guide to Making Business Finance Work for You
Master business finance with our guide. Discover how to optimise funding, manage cash flow, and make strategic financial decisions for growth.
The Benefits of Business Finance Borrowing for Future Growth
— Read More — The Benefits of Business Finance Borrowing for Future GrowthThe Benefits of Business Finance Borrowing for Future Growth
Explore the benefits of business finance borrowing for future growth. Learn how securing funds can drive expansion, innovation, and long-term success for your business.
Trade Credit vs Business Loans: Which is Better for Your Business?
— Read More — Trade Credit vs Business Loans: Which is Better for Your Business?Trade Credit vs Business Loans: Which is Better for Your Business?
Discover the key differences between trade credit and business loans, and find out which option suits your business needs best – from cash flow to flexibility.
Why Cash Flow is the Most Important Factor in Running a Successful Business
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Cash flow is the lifeblood of your business. Learn why it matters, how to manage it, and how to avoid common pitfalls that cause 82% of business failures.
Expert Advice: Applying for a Limited Company Loan
— Read More — Expert Advice: Applying for a Limited Company LoanExpert Advice: Applying for a Limited Company Loan
Learn how to apply for a limited company loan with expert tips, step-by-step guidance, and advice on choosing the right funding for your business.
Navigating Business Loan Rates to Get the Best Finance Option
— Read More — Navigating Business Loan Rates to Get the Best Finance OptionNavigating Business Loan Rates to Get the Best Finance Option
Discover how business loan rates work and how to secure the best deal for your business - plus tips to compare lenders and avoid hidden fees.
The Difference Between Financial Projection & Forecasting
— Read More — The Difference Between Financial Projection & ForecastingThe Difference Between Financial Projection & Forecasting
Know the key differences between financial projection vs forecast to enhance your strategic planning and drive better business decisions.
Rate Transparency in the Alt-Fi Market
— Read More — Rate Transparency in the Alt-Fi MarketRate Transparency in the Alt-Fi Market
Without a standard way of presenting rates, many SMEs struggle to understand the true cost of their finance, often ending up paying more than they realise.
AI and ML in Treasury Management
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Viola Hechl-Schmied from ION Treasury explains how small businesses can use AI and machine learning to improve cash management, forecasting, and fraud detection.
Tax deadlines and important key dates for UK businesses
— Read More — Tax deadlines and important key dates for UK businessesTax deadlines and important key dates for UK businesses
A roundup of important tax year dates, payment deadlines, and legislation changes for 2024/25. Use our calendar to prepare for the new financial year with ease.
Understanding Cash Flow Analysis
— Read More — Understanding Cash Flow AnalysisUnderstanding Cash Flow Analysis
Keeping track of your cash flow is essential to the overall health of your business. Here's a quick look at understanding cash flow analysis and gaining insights from your cash flow statement
Presentation Design Trends to Impress Investors
— Read More — Presentation Design Trends to Impress InvestorsPresentation Design Trends to Impress Investors
Learn to make your presentation shine with these examples of truly eye-catching graphic design trends in 2023.
A Guide to the Growth Guarantee Scheme (GGS)
— Read More — A Guide to the Growth Guarantee Scheme (GGS)A Guide to the Growth Guarantee Scheme (GGS)
Learn about the Growth Guarantee Scheme (GGS), the government-backed initiative replacing the Recovery Loan Scheme.
Choosing the Best Payment Option for Your SME
— Read More — Choosing the Best Payment Option for Your SMEChoosing the Best Payment Option for Your SME
The payment options you offer to customers can have a significant impact on sales. Here's a look at the pros and cons of cash, card, and mobile payments to help you decide
How a Commercial Finance Broker Can Help SMEs
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Understanding your business loan options can be confusing. But a commercial finance broker can help navigate your options.
Key Tax Year Dates & Deadlines for UK Businesses
— Read More — Key Tax Year Dates & Deadlines for UK BusinessesKey Tax Year Dates & Deadlines for UK Businesses
A roundup of important tax year dates, payment deadlines, and legislation changes for 2023/24. Use our calendar to prepare for the new financial year with ease.
Energy-Efficient Technology To Reduce Business Energy Costs Explained
— Read More — Energy-Efficient Technology To Reduce Business Energy Costs ExplainedEnergy-Efficient Technology To Reduce Business Energy Costs Explained
If you want to reduce business energy costs, here's a free guide to understanding what technology is available to help manage your utility bills
Taking Legal Action Against Late Payments
— Read More — Taking Legal Action Against Late PaymentsTaking Legal Action Against Late Payments
If a customer or business is late paying, you may need to act quickly to protect your cash flow. In this handy guide, LawBite explains the legal action you can take to resolve late payments
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