Finance and Funding

Tips and advice on finding small business loans and other funding for your enterprise

Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.

The Difference Between Financial Projection & Forecasting

The Difference Between Financial Projection & Forecasting

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The Difference Between Financial Projection & Forecasting

Know the key differences between financial projection vs forecast to enhance your strategic planning and drive better business decisions.

Rate Transparency in the Alt-Fi Market

Rate Transparency in the Alt-Fi Market

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Rate Transparency in the Alt-Fi Market

Without a standard way of presenting rates, many SMEs struggle to understand the true cost of their finance, often ending up paying more than they realise.

AI and ML in Treasury Management

AI and ML in Treasury Management

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AI and ML in Treasury Management

Viola Hechl-Schmied from ION Treasury explains how small businesses can use AI and machine learning to improve cash management, forecasting, and fraud detection.

Tax deadlines and important key dates for UK businesses

Tax deadlines and important key dates for UK businesses

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Tax deadlines and important key dates for UK businesses

A roundup of important tax year dates, payment deadlines, and legislation changes for 2024/25. Use our calendar to prepare for the new financial year with ease.

Understanding Cash Flow Analysis

Understanding Cash Flow Analysis

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Understanding Cash Flow Analysis

Keeping track of your cash flow is essential to the overall health of your business. Here's a quick look at understanding cash flow analysis and gaining insights from your cash flow statement

Presentation Design Trends to Impress Investors

Presentation Design Trends to Impress Investors

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Presentation Design Trends to Impress Investors

Learn to make your presentation shine with these examples of truly eye-catching graphic design trends in 2023.

A Guide to the Recovery Loan Scheme in 2023

A Guide to the Recovery Loan Scheme in 2023

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A Guide to the Recovery Loan Scheme in 2023

Here's a guide to the Recovery Loan Scheme for UK businesses, including key features, eligibility criteria, and how to apply.

Choosing the Best Payment Option for Your SME

Choosing the Best Payment Option for Your SME

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Choosing the Best Payment Option for Your SME

The payment options you offer to customers can have a significant impact on sales. Here's a look at the pros and cons of cash, card, and mobile payments to help you decide

How a Commercial Finance Broker Can Help SMEs

How a Commercial Finance Broker Can Help SMEs

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How a Commercial Finance Broker Can Help SMEs

Understanding your business loan options can be confusing. But a commercial finance broker can help navigate your options.

Key Tax Year Dates & Deadlines for UK Businesses

Key Tax Year Dates & Deadlines for UK Businesses

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Key Tax Year Dates & Deadlines for UK Businesses

A roundup of important tax year dates, payment deadlines, and legislation changes for 2023/24. Use our calendar to prepare for the new financial year with ease.

Energy-Efficient Technology To Reduce Business Energy Costs Explained

Energy-Efficient Technology To Reduce Business Energy Costs Explained

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Energy-Efficient Technology To Reduce Business Energy Costs Explained

If you want to reduce business energy costs, here's a free guide to understanding what technology is available to help manage your utility bills

Taking Legal Action Against Late Payments

Taking Legal Action Against Late Payments

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Taking Legal Action Against Late Payments

If a customer or business is late paying, you may need to act quickly to protect your cash flow. In this handy guide, LawBite explains the legal action you can take to resolve late payments

Upcoming Tax Changes in April 2022

Upcoming Tax Changes in April 2022

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Upcoming Tax Changes in April 2022

As we approach the start of a new tax year, Charlotte Nash of Crunch outlines the changes small businesses can expect and how to minimize their impact on cash flow

Support for Female Entrepreneurs in 2022

Support for Female Entrepreneurs in 2022

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Support for Female Entrepreneurs in 2022

In light of the long-term impact of the pandemic on female entrepreneurs, we've compiled a collection of online resources, networking groups, and finance providers for women in business

Open Banking: What Does it Mean for SMEs?

Open Banking: What Does it Mean for SMEs?

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Open Banking: What Does it Mean for SMEs?

Open Banking has the power to transform how the financial industry works for consumers and business in the UK. We take a look at what this means in practice for SMEs

Talk Money Week: Support for Business Owners

Talk Money Week: Support for Business Owners

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Talk Money Week: Support for Business Owners

We take a look at how business owners can cultivate healthy conversations about money, along with outlining three steps to achieve stable cash flow

Construction Equipment Leasing vs Financing

Construction Equipment Leasing vs Financing

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Construction Equipment Leasing vs Financing

Patrick Hogan, CEO of Handle, explores the pros and cons of equipment leasing and financing to guide you through which is a better fit for your construction business

Supporting Female-Led Startu-ps with Investment

Supporting Female-Led Startu-ps with Investment

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Supporting Female-Led Startu-ps with Investment

We delve into how male startup owners in the UK receive a disproportionate amount of investment compared to females, and how this can be changed

Common Financial Pitfalls & How to Avoid Them

Common Financial Pitfalls & How to Avoid Them

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Common Financial Pitfalls & How to Avoid Them

Chris Woodard, Co-Founder of Handle.com, explores some of the biggest financial mistakes that new business owners make and how to avoid them

A Guide To Chasing Late Payments

A Guide To Chasing Late Payments

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A Guide To Chasing Late Payments

It's important to be aware of how to chase up unpaid invoices to protect your business and its cash flow. Here's Sage's guide on how SMEs should approach chasing late payments