Finance and Funding

Tips and advice on finding small business loans and other funding for your enterprise

Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.

A Review of Early Repayment Charges & Penalties

A Review of Early Repayment Charges & Penalties

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A Review of Early Repayment Charges & Penalties

We’ve compared the early repayment terms of the UK's top alternative finance providers, pairing their claims with what this would mean for business owners in practice

A Guide To Chasing Late Payments

A Guide To Chasing Late Payments

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A Guide To Chasing Late Payments

It's important to be aware of how to chase up unpaid invoices to protect your business and its cash flow. Here's Sage's guide on how SMEs should approach chasing late payments

A Sole Trader’s Guide to Alternative Finance

A Sole Trader’s Guide to Alternative Finance

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A Sole Trader’s Guide to Alternative Finance

If you're a sole trader operating in the UK, it's worth considering the alternative finance options available to you. Here's our guide, covering crowdfunding, peer-to-peer finance, and more

How to Achieve Sustainable Business Growth

How to Achieve Sustainable Business Growth

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How to Achieve Sustainable Business Growth

Mark Tighe of specialist tax relief consultancy Catax shares his tips on how UK SMEs can achieve sustainable business growth, such as by protecting cash flow and managing payment terms

​Credit Control Checklist for Small Businesses

​Credit Control Checklist for Small Businesses

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​Credit Control Checklist for Small Businesses

If you offer your products or services on credit, it's vital that this is carried out in a controlled manner and a strict collection procedure is in place

How to Prioritize Investment Within Your Company

How to Prioritize Investment Within Your Company

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How to Prioritize Investment Within Your Company

It can be difficult to know which parts of your SME to invest in when looking into business growth. Lewis Miller of Nelson Frank shares his expertise on how to prioritize company investments

Creating a Pitch Deck To Secure Investor Funding

Creating a Pitch Deck To Secure Investor Funding

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Creating a Pitch Deck To Secure Investor Funding

Creating your first pitch deck can seem like a daunting task. To help you get started, Mike Sims of ThinkLions shares three ways to leverage your pitch deck to win over investors

Streamlining Financial Processes for Growth

Streamlining Financial Processes for Growth

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Streamlining Financial Processes for Growth

Neil Robertson of Compleat Software shares his thoughts on how streamlining financial processes can facilitate sustainable business growth

The Startup Guide to Business Funding

The Startup Guide to Business Funding

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The Startup Guide to Business Funding

Here’s a quick look at the main funding options available to budding startup founders across the UK, including bank funding, angel investment and government grants

What is Fintech?

What is Fintech?

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What is Fintech?

Here's our view of how fintech works and the impact it's having on the landscape of the UK economy

Financial New Year’s Resolutions for SME Owners

Financial New Year’s Resolutions for SME Owners

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Financial New Year’s Resolutions for SME Owners

The new year is the perfect time to regroup and revisit your company's financial practices. Here are four resolutions to keep your business in the green this year

Is Vehicle Leasing the Right Option for Your SME?

Is Vehicle Leasing the Right Option for Your SME?

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Is Vehicle Leasing the Right Option for Your SME?

To buy or to lease? Many SMEs struggle to weigh the pros and cons of leasing a fleet of vehicles versus purchasing outright. Tom Preston talks us through the key points to consider

How to Improve Your Company Credit Score

How to Improve Your Company Credit Score

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How to Improve Your Company Credit Score

Credit scores are one of the most telling reflections of your business' financial health. We look at how to improve your credit score and the influence it can have on finance applications

The Construction SME's Guide to Securing Tools

The Construction SME's Guide to Securing Tools

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The Construction SME's Guide to Securing Tools

Tool theft can be a huge strain on any construction company, and can even put some out of business. Storage Giant's Simon Williams explores the best ways to secure your tools

How SMEs Can Overcome Financial Restraint

How SMEs Can Overcome Financial Restraint

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How SMEs Can Overcome Financial Restraint

Real Business Rescue’s Keith Tully explores some of the most common financial issues you might have to deal with as a business owner and how to overcome them

The Changing Tide of Women in Finance

The Changing Tide of Women in Finance

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The Changing Tide of Women in Finance

The numbers of women in the financial services industry has been a topic of contention for a few years now but, slowly, the tide is changing. Aanisah Begg of Midven takes a look at why

The Accelerator Helping to Build Future Britain

The Accelerator Helping to Build Future Britain

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The Accelerator Helping to Build Future Britain

By nurturing some of the UK’s very best startups, Geovation is becoming a bright light for a government often accused of failing to adequately support to the nation’s tech industry

Small Business Online Accounting Software

Small Business Online Accounting Software

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Small Business Online Accounting Software

Finding the perfect online accounting software for your business can be tricky with so many providers available to choose from. Here's our guide.

The Small Business Guide to Tax

The Small Business Guide to Tax

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The Small Business Guide to Tax

Understanding Corporation Tax, Income Tax, NICs, and VAT can be tricky, whether you're a sole trader or a limited company in the UK. In this guide, we explain everything you need to know

How to Avoid Early Repayment Charges

How to Avoid Early Repayment Charges

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How to Avoid Early Repayment Charges

If you’re taking out a business loan, you may wish to repay it early. But how can you avoid early repayment charges? Find out in Fleximize’s handy guide