Finance and Funding

Tips and advice on finding small business loans and other funding for your enterprise

Most businesses need a bit of help with finance at some stage – whether it's for startup or growth. You might need funding for a dip in revenue or cash flow, or for new equipment or recruitment. In this section we'll explain how to prepare for the process and look at the options from banks, investors, alternative lenders or business grants, and what the implications are for your business.

Is Vehicle Leasing the Right Option for Your SME?

Is Vehicle Leasing the Right Option for Your SME?

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Is Vehicle Leasing the Right Option for Your SME?

To buy or to lease? Many SMEs struggle to weigh the pros and cons of leasing a fleet of vehicles versus purchasing outright. Tom Preston talks us through the key points to consider

How to Improve Your Company Credit Score

How to Improve Your Company Credit Score

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How to Improve Your Company Credit Score

Credit scores are one of the most telling reflections of your business' financial health. We look at how to improve your credit score, and the influence it can have on finance applications

The Construction SME's Guide to Securing Tools

The Construction SME's Guide to Securing Tools

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The Construction SME's Guide to Securing Tools

Tool theft can be a huge strain on any construction company, and can even put some out of business. Storage Giant's Simon Williams explores the best ways to secure your tools

How SMEs Can Overcome Financial Restraint

How SMEs Can Overcome Financial Restraint

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How SMEs Can Overcome Financial Restraint

Real Business Rescue’s Keith Tully explores some of the most common financial issues you might have to deal with as a business owner and how to overcome them

The Changing Tide of Women in Finance

The Changing Tide of Women in Finance

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The Changing Tide of Women in Finance

The numbers of women in the financial services industry has been a topic of contention for a few years now but, slowly, the tide is changing. Aanisah Begg of Midven takes a look at why

The Accelerator Helping to Build Future Britain

The Accelerator Helping to Build Future Britain

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The Accelerator Helping to Build Future Britain

By nurturing some of the UK’s very best startups, Geovation is becoming a bright light for a government often accused of failing to adequately support to the nation’s tech industry

Small Business Online Accounting Software

Small Business Online Accounting Software

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Small Business Online Accounting Software

Finding the perfect online accounting software for your business can be tricky with so many providers available to choose from. Here's our guide.

The Small Business Guide to Tax

The Small Business Guide to Tax

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The Small Business Guide to Tax

Understanding Corporation Tax, Income Tax, NICs, and VAT can be tricky, whether you're a sole trader or a limited company in the UK. In this guide, we explain everything you need to know

How to Avoid Early Repayment Charges

How to Avoid Early Repayment Charges

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How to Avoid Early Repayment Charges

If you’re taking out a business loan, you may wish to repay it early. But how can you avoid early repayment charges? Find out in Fleximize’s handy guide

How to Download a Bank Statement

How to Download a Bank Statement

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How to Download a Bank Statement

A simple guide to downloading a bank statement from all of the major banks, including Lloyds, Barclays, NatWest, HSBC, Nationwide, Santander and RBS

Card Surcharge Ban: How SMEs Can Offset the Cost

Card Surcharge Ban: How SMEs Can Offset the Cost

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Card Surcharge Ban: How SMEs Can Offset the Cost

It's now illegal for businesses to charge customers for debit and credit card payments. How can companies manage the impact of the card surcharge ban?

Open Banking: What Does it Mean for SMEs?

Open Banking: What Does it Mean for SMEs?

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Open Banking: What Does it Mean for SMEs?

The launch of Open Banking in the UK could end the banks' dominance of the financial services sector. But what benefits, if any, will this have for SMEs?

Cryptocurrencies: What Does the Future Hold?

Cryptocurrencies: What Does the Future Hold?

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Cryptocurrencies: What Does the Future Hold?

With more people buying and trading in cryptocurrencies, some have suggested they could eventually replace traditional currency. But how likely is that?

Asset-Based Finance: a Guide for Small Businesses

Asset-Based Finance: a Guide for Small Businesses

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Asset-Based Finance: a Guide for Small Businesses

Is asset-based finance a good fit for your business? This guide examines the pros and cons of factoring, invoice discounting and asset-based lending

Debentures: A Beginners' Guide

Debentures: A Beginners' Guide

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Debentures: A Beginners' Guide

If you're looking to apply for a business loan or overdraft, you might be asked to agree to a debenture. Here's everything you need to know about debentures

Secured and Unsecured Loans Explained

Secured and Unsecured Loans Explained

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Secured and Unsecured Loans Explained

When applying for business funding, you might get quotes for secured and unsecured loans. What's the difference between these two types of business finance?

Choosing the Best Payment Options for Your Business

Choosing the Best Payment Options for Your Business

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Choosing the Best Payment Options for Your Business

All businesses need to offer the right payment options to their customers. With a plethora of choices available, what payment options should you consider?

A Simple Guide to Accessing Your VAT Returns

A Simple Guide to Accessing Your VAT Returns

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A Simple Guide to Accessing Your VAT Returns

When you apply for a business loan or other type of business funding, a lender might ask to see your VAT returns. Here's how you can access them online

Water Deregulation: What Does it Mean for SMEs?

Water Deregulation: What Does it Mean for SMEs?

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Water Deregulation: What Does it Mean for SMEs?

The non-domestic water market in England was deregulated on 1 April 2017. Here's everything small businesses need to know about water deregulation

A Simple Guide to Fleximize

A Simple Guide to Fleximize

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A Simple Guide to Fleximize

A short but sweet introduction to Fleximize for commercial finance brokers, accountants and financial advisers. Quick answers to all your clients' questions