Fleximize

Grow Your Business With A Secured Loan

Borrow £10,000 to £500,000 | Rates from 0.9% p/m | No hidden fees

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Apply online in minutes

It takes just five minutes to apply and your loan could be approved in as little as 24 hours.


Or call 020 7100 0110

Grow Your Business With A Secured Loan

Borrow £10,000 to £500,000 | Rates from 0.9% p/m | No hidden fees

Existing Member? Log In

Trustpilot
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Business finance, done properly

We’re a digital business lender, known for our innovative finance products and genuine passion for supporting UK SMEs. Here’s a quick look at why our multi-award-winning finance is so popular amongst UK SMEs:

Flexibility: it’s in our name

Flexibility: it’s in our name

We understand that no two businesses are the same, which is why our products are flexible enough to meet the specific needs of your business in practice, with top-ups and repayment holidays as standard.

Our Penalty-Free Promise

Our Penalty-Free Promise

We’ll bring you funding that’s transparent and won’t penalize you for growing faster than expected. You’ll only pay interest for the time you’ve had the loan, with no hidden fees or shady small print.

Taking the fuss out of funding

Taking the fuss out of funding

We understand that you’re short of time, which is why funds can be with you within 24 hours. Our application process and products are fuss-free, so you can focus on running your business and leave the rest to us.

Loved by our customers

Here's what some of our customers are saying on Trustpilot.

Our Secured Loan Helps Kids Sport Franchise Secure Their Future.

Find out how Danny Bloomfield, franchisee for Premier Education Group, used a Fleximize secured loan to buy out his business partner and invest in a new franchise.

Watch the video case study

Danny Case Study min resize final

Secured loan features you'll love

We’re genuinely passionate about seeing your business thrive, which is why our secured loans are packed full of flexible features to support your growth - not hinder it.

Step : Rates from 0.9%

Rates from 0.9%

Our rates start from 0.9% per month, and if you borrow for a second time, our Loyalty Pledge means that we promise to offer you a lower rate or £100 cashback.

Step : Top-ups available

Top-ups available

We understand that you may need a little breathing space, which is why we offer top-ups and repayment holidays during your loan term.

Step : Full speed ahead

Full speed ahead

Not only do we offer flexible loans, but we ensure they are deposited as quickly as possible once they have been approved by our team of experts.

FAQs

Some of your most common queries answered

We offer industry-leading flexibility and first-class customer service. You can see this for yourself by reading our reviews on Trustpilot, where we're rated 'Excellent'. You can also watch our in-depth customer case studies to understand exactly how we help businesses thrive, or browse our awards.

Each of our loans comes packed with flexible features as standard, including top-ups and repayment holidays. In addition, our Penalty-Free Promise means you’ll never be burdened with hidden fees or early-repayment penalties. Meanwhile our Loyalty Pledge means that you’ll get a lower rate if you come back to us for more funding after paying off your initial loan. Plus, all of our customers are given access to exclusive discounts on market-leading business tools from our network of partners via the Member Marketplace – just log in to your Fleximize Member Area to redeem the discounts and offers best suited to you.

Secured business loan amounts vary between lenders. By offering security with Fleximize, you can apply to borrow up to two months’ revenue between £10,000 and £500,000 depending on the value of your assets.

So, if you earn £50,000 in an average month, you could apply for a loan of up to £100,000. We can then offer quick and easy top-ups after you make a few successful repayments.

If you have been trading for longer than 12 months, you can borrow funds and repay over a term of 3 - 60 months on a secured basis.

If you have been trading between 6 - 12 months, we can offer you funds through our Flexiloan Lite with a repayment term of up to 12 months initially. Once you have some more successful trading time under your belt, the flexibility of our products may mean you can refinance with our Flexiloan the next time you require funding. Let us know what you'd like your monthly repayments to be, and we'll organize a term that works for you.

To be considered for funding, your company needs to have been actively trading for at least six months and have a minimum monthly turnover of £5,000.

We can lend up to a maximum of two months' revenue, so if your typical monthly revenue is £10,000, we'll be able to lend up to £20,000. We can only support non-homeowners who have been trading for over 36 months with up to a maximum of £20,000.


Our products are flexible enough to be used by any business for any purpose, from taking on more staff to paying a tax bill. Many of our customers use their Fleximize business loan to improve their overall cash flow or to facilitate business expansion and growth. Some simply need the working capital to help fulfil customer contracts, whilst others may use it as a means of completing a management buy-out.

You can take a look at some of our customer case studies to understand exactly how our loans have helped small businesses across the UK.

Typically, we’re able to approve applications within 24 hours of receiving them. If you provide all the information we need to underwrite your application in a timely manner, we can also have the funds with you within 24 hours of receipt of your application.

If you come directly to us, there are absolutely no set-up, application or arrangement fees. You'll simply be charged the interest on your loan. Our Penalty-Free Promise also means that we’ll never charge any early repayment fees, and you can save on interest if you repay early.

At the moment, we can only lend to businesses that have at least six months’ trading history. Once you’ve been trading for six months, we’d be delighted to consider your business for funding, so please get in touch.

Once your application is submitted, and with your permission, we will run credit checks on the business, as well as its directors. More information can be found in our Privacy Policy.