Fleximize offers flexible business loans tailored to your company's growing needs. To date, we've lent over £100 million to SMEs across the UK, with two thirds of our customers returning to us for additional funding.
We can get you the funding you need in as little as 48 hours. We’ll also provide top-ups, repayment holidays and a flexible repayment term.
We don’t believe in hidden fees. If you apply online there are no set-up, application or arrangement fees. You’ll know exactly what you’re paying upfront.
We won’t penalize you for growing faster than expected. On average, our customers save 44% on interest by repaying early.
We’ve been rated ‘excellent’ by our customers on Trustpilot. In fact, businesses we work with love us so much that two thirds come back for more funding.
“ Honestly found this service very easy to use, compared to other services I have previously used. I have a designated point of contact and can see my business using Fleximize for years to come.”
We know you want to stay focused on running your business. That’s why our process is quick and hassle-free:
1. Apply in Minutes You can apply online in less than five minutes. You’ll instantly be notified of the outcome of our initial checks. If you’re successful, we’ll ask you to send over some documents.
2. Approval You’ll have a dedicated relationship manager who will provide you with a final decision within 24-48 hours.
3. Funding Released Your funds will be sent over to you shortly after we receive the agreements, often on the same day.
To be considered for funding, your company needs to have been actively trading for at least six months and have a minimum monthly turnover of £5,000.
We can lend a maximum of two months' revenue, up to £500,000. You can top-up your loan amount after a few successful repayments.
We’re flexible on repayment terms. In general, you can borrow over a term of 1 - 24 months on an unsecured basis, and up to 48 months on a secured basis.
We offer competitive rates starting from 1.5% per month, with no hidden fees and no penalties for early repayment. If you repay early, your interest will be recalculated so that you only pay for the time you had the loan.
As standard, we ask for the following documents:
Depending on the complexity of your business, we might ask for further documentation, but we'll ensure this is as hassle-free as possible.
We’re proud to have been named ‘Best Business Finance Provider’ at the 2020 British Bank Awards, voted for by customers.
Our unique approach to lending has also secured us the ‘Innovation in the SME Finance Sector’ award at the 2018 Business Moneyfacts Awards.