Flexible Funding for the Big Thinkers, Cashflow Wizards, Local Heroes, Number Crunchers, Problem Solvers, Quick Movers

Business loans of £5,000 to £500,000 with terms built for SMEs

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Business finance, done properly

We’re an industry-leading digital business lender with a genuine passion for supporting UK SMEs. Here’s why our innovative approach to business funding is turning heads:

We’re multi-award-winners

We’re multi-award-winners

Our customers have named us Best Business Finance Provider at the British Bank Awards, twice. In short, we’re the cream of the crop, dedicated to bringing you industry-leading products and the best experience possible.

We offer more than just finance

We offer more than just finance

We understand that finance is just one part of running a successful business, which is why we’ve created a range of initiatives to support your business as a whole, such as our Knowledge Hub and Member Marketplace.

We keep it personal

We keep it personal

Our team will get to know the person behind the business, listen to your needs, and match you with the best product, rates and loan terms. You’ll also be greeted by the same point of contact if you return to us for another round of funding later on.

Products built around your needs

We’re always reviewing and tweaking our products to ensure they meet the ever-changing needs of UK business owners. All products are available on an unsecured or secured basis with top ups, repayment holidays and no early settlement fees as standard.

Highly Commended at the British Bank Awards 2021
Flexiloan For businesses trading for 12+ months
  • £5,000 to £500,000
  • 12 to 48 month terms
  • Rates from 0.9% per month
  • Unsecured and secured borrowing options
  • Find out more »
Apply now
Flexiloan Lite For businesses trading for 6+ months
  • £5,000 to £500,000
  • 3 to 12 month terms
  • Rates from 1.9% per month
  • Unsecured and secured borrowing options
  • Find out more »
Apply now

Flexible loan features you’ll love

We’re genuinely passionate about seeing your business thrive, which is why all of our products are packed full of flexible features to support your growth - not hinder it. If you decide to borrow from us, you can expect:

Unsecured or secured options

Unsecured or secured options

Both our Flexiloan and Flexiloan Lite come as either unsecured or secured, depending on your business needs.

Rates from 0.9%

Rates from 0.9%

Our rates start from 0.9% per month, and if you borrow for a second time, our Loyalty Pledge means that we promise to offer you a lower rate or £100 cashback.

Decisions in 24 hours

Decisions in 24 hours

Your dedicated relationship manager will work hard to ensure you have a decision, and sometimes even funds, within 24 hours.

Top-ups & repayment holidays

Top-ups & repayment holidays

We understand that you may need a little breathing space, which is why we offer top-ups and repayment holidays during your loan term.

Repay early, repay less

Repay early, repay less

Our Penalty-Free Promise means that you only pay interest for the time you had the loan, so if you repay early, you’ll repay less overall.

No hidden fees, ever

No hidden fees, ever

We pride ourselves on transparency, so you’ll never find any hidden fees or shady smallprint in your loan agreements.

Learn More

Loved by our customers

At Fleximize, customer service is at the heart of our offering - we were recently named the UK's Best Business Loan Provider at the Business Moneyfacts Awards 2023 (as voted for by customers) and we also have a rating of 4.9 out of 5 on Trustpilot.

Saj, Founder & CEO of Maple People
Saj
Founder & CEO of Maple People
Having a relationship manager was perfect. Curtis was always available to answer any questions.
Olivia, Founder of Glasshouse Salon
Olivia
Founder of Glasshouse Salon
It feels like you're being invested in on a personal level as well as on a monetary level.
Stewart, MD of Spinback Productions
Stewart
MD of Spinback Productions
The process of using Fleximize was very easy... we were able to get the funds in my account within two days.
Danny, Premier Education Group Franchisee
Danny
Premier Education Group Franchisee
There was a motivation from Fleximize to build a relationship now and for the long term.
Polly, Founder & MD of NABBD
Polly
Founder & MD of NABBD
I would recommend Fleximize, they’ve been fantastic all along the way and have really supported us.
Steve, General Manager of Preloved Kilo
Steve
General Manager of Preloved Kilo
The Fleximize funding has actually helped us to cut costs and save around £5,000 per month.
Saj, Founder & CEO of Maple People
Saj
Founder & CEO of Maple People
Having a relationship manager was perfect. Curtis was always available to answer any questions.
Olivia, Founder of Glasshouse Salon
Olivia
Founder of Glasshouse Salon
It feels like you're being invested in on a personal level as well as on a monetary level.
Stewart, MD of Spinback Productions
Stewart
MD of Spinback Productions
The process of using Fleximize was very easy... we were able to get the funds in my account within two days.
Danny, Premier Education Group Franchisee
Danny
Premier Education Group Franchisee
There was a motivation from Fleximize to build a relationship now and for the long term.
Polly, Founder & MD of NABBD
Polly
Founder & MD of NABBD
I would recommend Fleximize, they’ve been fantastic all along the way and have really supported us.
Steve, General Manager of Preloved Kilo
Steve
General Manager of Preloved Kilo
The Fleximize funding has actually helped us to cut costs and save around £5,000 per month.

Funding fit for any purpose

We’ve worked with enough business owners to understand that each has their own philosophy and approach to running a successful venture. That’s why our business funding is flexible enough to cater to the needs of any business owner and for any purpose, including:

Problem Solvers

Problem Solvers

Looking for ways to better serve your customers? Spotted a fundamental flaw in your industry and want to provide an innovative solution? We're here to help.

Local Heroes

Local Heroes

During these unprecedented times, your community relies on you, and you can rely on us. Our industry-leading tech and award-winning customer service mean you can get on with what you do best - running your business.

Cash Flow Wizards

Cash Flow Wizards

Keeping an eye on your cash flow? Looking for a working capital loan to see you through a quieter period? Our flexible funding is ideal for smoothing out those cash flow bumps.

Number Crunchers

Number Crunchers

Hot on numbers? So are we. We’ll tailor your funding package to suit your business and our Penalty-Free Promise means that you’ll never overpay on your business loan with us.

Big Thinkers

Big Thinkers

Got big ideas for your business? We’re here to help you achieve your business dreams, big or small, with our business expansion loans designed specifically for big thinkers.

Quick Movers

Quick Movers

Spotted an opportunity to grow your business, but need funds to do so? Our funding can be in your account in as little as 24 hours.

Whichever type of business owner you are, we’re here to help you make your next move.

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