Log In
£750k loans for UK businesses
A £750k business loan in the UK is typically used for large investments such as expansion, property, equipment, or acquisitions. Loans at this level are usually secured against an asset. Fleximize offers loans up to £1,000,000, with rates from 0.9% per month, repayment terms up to 60 months, and funds available in as little as 24 hours.
A £750k business loan is a significant step – and the right one for UK businesses that are ready to grow, invest, or stabilise at scale. Whether you're funding a major expansion, purchasing commercial property, upgrading equipment, or bridging a short-term cash flow gap, this level of funding gives you the capital to move with confidence.
At Fleximize, we specialise in fast, flexible business loans for UK small and medium-sized enterprises (SMEs). We know that getting a loan of this size through traditional lenders can be slow, complicated, and, frankly, frustrating. That's why we've built a lending process designed around your business, not the other way around.
Apply for a £750k business loan
Why apply for a £750k business loan?
Some of the most popular reasons customers choose our larger business loans include:
Expansion and growth
Opening new locations, entering new markets, or scaling your team all require substantial capital. A £750,000 business loan is not to be sniffed at – it gives you the foundations to grow without draining your reserves.
Property and premises
Buying or refurbishing commercial property is one of the most effective ways to build long-term value in your business. Financing it properly means you can move quickly when the right opportunity comes up.
Equipment and technology
Major investment in machinery, vehicles, or IT infrastructure often comes with a high upfront cost. Spreading that cost over a term that works for you can protect your cash flow while still making the upgrade.
Acquisitions
Whether you're buying a competitor, a supplier, or a complementary business, having the finance in place puts you in a stronger negotiating position.
Cash flow management
Even profitable businesses can face periods where cash flow doesn't match the timing of outgoings. A loan at this level can provide the breathing room to keep operations running smoothly.
Apply online
Get a decision
Receive your funds
£750k business loans from Fleximize
We offer business loans from £10,000 to £1,000,000 through our Flexiloan and Flexiloan Lite products. Here's what you can expect when you borrow with us:
- Repayment terms up to 60 months – choose a term that matches your cash flow and business plan. Perfect for larger funding amounts.
- Interest rates starting from 0.9% per month – competitive rates that reflect your business, not a one-size-fits-all model
- Approval and funds in as little as 24 hours – we move quickly so you don't miss your window
- No hidden fees or early repayment penalties – what you see is what you pay
- Interest is charged on a reducing balance – not the total loan amount, so you pay less as you repay
- Repayment holidays and top-ups available as standard – flexibility built in, not bolted on
- Access to our Member Marketplace – exclusive discounts on industry-leading business services, from insurance to accountancy
Why choose Fleximize for business loans?
Applying for business funding, especially for £750k, is a big decision for any size business. It’s an important decision, and choosing the right lender can make all the difference to your business. Here’s what you can expect from us here at Fleximize.
Fuss-free
It only takes minutes to apply online, so you’re not faced with mountains of paperwork or endless back-and-forth. We've designed the process to be as simple as possible so you can focus on running your business.
Flexible
Every business is different. Our loans are structured to flex around your needs – with options to top up, take a repayment holiday, or adjust your terms if your circumstances change.
Personal
You'll work with a dedicated relationship manager who takes the time to understand your business. We're lenders who listen, not just process applications.
Recommended
We're not ones to boast, but our ‘Excellent’ Trustpilot reviews speak for themselves. Business owners consistently tell us we go above and beyond what they'd expect from a lender.
Award-winning
We've been recognised as one of the UK's leading business finance providers at the Business Moneyfacts awards – a reflection of our commitment to doing things right.
Loved by our customers
How to get a £750k business loan in the UK
Applying for a £750k business loan doesn't have to be complicated. Here's how the process works with Fleximize:
- Submit your application – it only takes a few minutes online. You'll share some basic details about your business and what the funding will be used for.
- Provide your financials – we'll ask for recent accounts and bank statements so we can assess your trading history and financial position. We generally look for at least 12 months of trading.
- Put forward security – at this level, you'll need to offer an asset such as commercial or residential property, a vehicle, or equipment. The value should broadly reflect the size of the loan.
- We assess your application – we look at the bigger picture, including incoming and outgoing revenues, your ability to service a new loan, and your overall profitability. We're not just ticking boxes – we want to say “yes” where we can.
- Receive your offer and funding – if approved, we aim to release funds on the same day, thanks to our equitable charge process which cuts out the lengthy waiting periods associated with traditional legal charges.
Businesses in England and Wales can choose from both secured and unsecured lending options, while those in Scotland and Northern Ireland have access to unsecured business loans of up to £500,000.
If you’re unsure about taking out a secured loan, we also offer unsecured loans of up to £500,000 across the UK.
Estimate your £750k business loan repayments
Before you apply, it's worth getting a feel for what your £750k loan repayments might look like. Use our business loan calculator to explore different terms and interest rates – and see what works for your cash flow.
Example
If you borrowed £750,000 at an interest rate of 0.9% per month over 60 months, your estimated monthly repayment would be around £16,230 – with total interest charged on a reducing balance, meaning you pay less interest as you repay.
Apply for a £750k business loan today
If you're ready to take the next step, we make it easy to get started. Our application is simple, the process is fast, and our team is on hand to support you every step of the way.
Apply for a £750k business loan
Or if you'd like to talk things through first, get in touch to speak to a member of our team.
Your common questions answered
You can use it for almost any legitimate business purpose. As part of the application, we'll want to understand your plans. Here are some reasons from previous successful £750,000 loan applications:
- Covering everyday business costs
- Consolidating loan and hire purchase agreements to reduce monthly outgoings
- Purchasing vehicles or stock
- Buying an existing business
- Advertising and marketing
- Buying raw materials in bulk at a reduced cost
- Completing development projects
- General business growth and supporting cash flow for new projects
We offer terms from 3 to 60 months. This depends on conditions such as minimum turnover levels, trading time, and property values. Your relationship manager will go through all your options.
In many cases, we can approve and deposit funds in as little as 24 hours from approval.
We offer up to £500,000 on an unsecured basis – anything more this will require security.
Unsecured loans don't require you to put up assets as collateral, though the lender may ask for a personal guarantee.
Secured loans are backed by an asset, which can sometimes unlock better rates or higher borrowing limits. Assets can include commercial property, residential property, vehicles, or equipment, and should generally reflect the size of the loan. Our team will walk you through the options.
Repayments typically begin the month after your loan is approved and funds are deposited.
We also offer repayment holidays as standard if you’re facing cash flow gaps or seasonal dips. After three successful repayments, you can get interest-only payments to give you the necessary breathing space while you get things moving again.
We look at your trading history, financial performance, and what the loan will be used for. We generally work with businesses that have been trading for at least 6 months. When applying for a secured loan, if your business has valuable company assets, there's a strong possibility that you could qualify.
The best way to check this is to submit an application.
Yes – but loans above £500,000 will need to be secured against an asset. At Fleximize, we lend up to £1,000,000 through our Flexiloan product, and anything over £500k requires security such as commercial property, residential property, vehicles, or equipment. The asset value should broadly reflect the size of the loan.
If you're based in Scotland or Northern Ireland, our unsecured lending ceiling is also £500,000. Our team can guide you through your options before you apply.
No – at this level, security will be required. Fleximize offers unsecured business loans of up to £500,000, but anything above that threshold needs to be backed by an asset.
If you're looking for an unsecured option, our Flexiloan and Flexiloan Lite products are available up to £500,000 across the UK, with no need to put forward collateral.
We lend up to four times your average monthly turnover. So to qualify for £750,000, you'd typically need a monthly turnover of around £187,500. If you're not quite there yet, speak to our team who can walk you through your options.
Eligible assets typically include commercial property, residential property, vehicles, and equipment. The value of the asset should broadly reflect the size of the loan you're applying for. Fleximize uses an equitable charge rather than a traditional legal charge, which means we can often release funds faster – sometimes on the same day as approval.
We don't set a hard minimum credit score. We look at both your personal and business credit histories as part of a broader assessment – which also takes into account your revenue, growth trajectory, and what the loan will be used for.
Even if one score is lower than the other, or you've had credit issues in the past, it's still worth applying or having a conversation with us first. You can also read our guide to bad credit business loans for more detail on how we assess applications.
Do you have a question that you can't see? Check out our FAQ page.
These cookies are set by a range of social media services that we have added to the site to enable you to share our content with your friends and networks. They are capable of tracking your browser across other sites and building up a profile of your interests. This may impact the content and messages you see on other websites you visit.
If you do not allow these cookies you may not be able to use or see these sharing tools.