£20K Business Loans | £20,000 Loans UK - Fleximize

£20K Loans

Discover how a £20k loan from Fleximize can help support your business growth

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Funding in as little as 24 hours Funding in as little as 24 hours
Borrow £10,000 to £500,000 Borrow £10,000 to £500,000
Repay early, repay less Repay early, repay less
1st class customer support 1st class customer support

£20k loans for UK businesses

It's not uncommon for SMEs to experience growing pains as their brand develops - in fact, even established businesses can suddenly skyrocket if demand grows or the market shifts.

Whilst you might see an instant rise in turnover, it often takes time to increase your spending power. In such cases, a moderate cash boost can have a sizeable impact on business performance.

A number of financial products are available to UK-based enterprises that can help bolster cash reserves by £20,000 or more, allowing you to increase your business' activity in line with opportunities.

At Fleximize, we offer business finance from £10,000 to £500,000. Your funding package will be tailored to your needs, but read on to discover if a £20k business loan could be the right fit for you.

Funding in as little as 24 hours Funding in as little as 24 hours
Borrow £10,000 to £500,000 Borrow £10,000 to £500,000
Repay early, repay less Repay early, repay less
1st class customer support 1st class customer support

Why apply for a £20k business loan?

When you spot an opportunity that requires investment, you may not have time to raise capital through company profits, personal savings, or equity financing. A business loan, on the other hand, offers an instant cash injection.

We've issued funding of £20,000 to a range of businesses, including manufacturers, restaurants, construction firms, retailers, and wholesalers. Whatever their industry background, a business owner can use a Fleximize loan for almost any purpose, providing it supports business growth.

For example, customers have approached Fleximize for a £20,000 business loan to bridge cash flow gaps caused by long payment terms. With Fleximize’s Penalty-Free Promise, businesses have the option to repay as soon as they have the funds to do so with no early repayment fees. Additionally, a £20k loan can fund many growth-related initiatives, including staff training, stock purchases, and product development.

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£20k business loans from Fleximize

Fleximize’s award-winning business loans have helped thousands of SMEs secure £20,000 on an unsecured or secured basis. We can offer:

For a £20k loan, rates will vary between providers along with their eligibility criteria. You may find it difficult to get approved by a traditional lender, particularly if your business hasn't traded for a long time or got a perfect credit score. While we look at your credit history, our expert underwriters also consider a business' potential before making a decision.

Find out more about the Flexiloan and the Flexiloan Lite on our business loans page.

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For a £20k loan in the UK, why choose Fleximize?

Fleximize aims to support small businesses with loan products designed to help them thrive. Here are just some of the reasons why other business owners chose to apply for a £20,000 loan with Fleximize:

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Fleximize's £20k business loan calculator

For an estimated cost of Fleximize's funding, try our business loan calculator. This can give you a good idea of how your monthly repayments could work for a £20k loan, but we're also happy to provide a tailored quote.

Discover how Saj Rahman, Founder and CEO of Maple People, was able to use a £20,000 business loan from Fleximize to expand his innovative construction company.

Our Flexiloan product is available to businesses trading for at least 12 months over a 12-48 month term.

Interest
£8,460.08
Total Repayment Amount
£58,460.08
Monthly Repayment
£3,247.78

Our Penalty-Free Promise means you won’t be charged extra for repaying early.

Find out just how much you could save through early settlement by adjusting the month of repayment in this section.

Your Loan Quote Summary
Full Settlement At
Total Repayable at Agreed Term £58,460.08
Total Repayable if Repaid Early £56,122.84
Interest Saving £2,337.25

Our Flexiloan Lite product is available to businesses trading for at least 6 months over a 3-12 month term.

Interest
£3,472.16
Total Repayment Amount
£33,472.16
Monthly Repayment
£4,184.02

Fleximize is committed to its penalty-free promise for customers repaying early.

Find out just how much you could save through early settlement by adjusting the month of repayment in this section.

Your Loan Quote Summary
Full Settlement At
Total Repayable at Agreed Term £33,472.16
Total Repayable if Repaid Early £32,476.26
Interest Saving £995.90

How to get a £20K business loan

How to get a £20k business loanThe steps to getting a business loan can vary between lenders. Fleximize's application process was designed with small businesses in mind, including its eligibility criteria. You could be eligible for a £20k loan from Fleximize if:

For more information about our business loans, you can contact the Fleximize team on 020 7100 0110. If you're ready to apply, simply complete our short online form, and we'll be in touch once you pass our initial checks.

Get started: Apply now