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£250K loans for UK businesses
Your business is your life, and we get it. We want your company to succeed as much as you do. Funding can let you seize key opportunities, accelerate your growth, and allow you to stand out among your competitors.
What can a £250K small business loan be used for?
Fleximize has seen an abundance of reasons why a £250K loan can positively contribute towards the success of a small business. Many companies approach us for a £250K business loan to support them with working capital and general business expansion. We can help support your growth plans and new ventures, as well as other reasons like:
Take over a new practice and expand the company to multiple locations
Buy out a shareholder
Hire staff: e.g. project manager, contract manager and software engineers
Bridge cash flow gaps resulting from contract payment terms
Settle tax bills
Purchase vehicles for staff members
Train and onboard staff
Purchase materials for bigger projects
Expand product ranges
The list is endless. We offer versatile and flexible loan packages suited for all business needs. Read on to find out about our loan requirements, repayment options and how to get a £250K loan with Fleximize. When you're ready, follow our simple online application process and begin your funding journey today.
Apply online
Get a decision
Receive your funds
Why apply for a £250K business loan?
One of the common myths about successful businesses is that you don't need additional loans or funding. But that's simply not true.
Many thriving businesses need access to funding for lots of reasons, such as their business expanding so rapidly that they might have a cash flow gap. More recently, small businesses are looking for ways to manage current inflation, as rising energy prices and wages put pressure on SMEs.
That's where Fleximize can help. A £250,000 business loan can be a vital lifeline for entrepreneurs dreaming of expansion or business longevity. You could buy new premises, cover your overheads, and even gain valuable new contracts with a larger business loan, all whilst spreading the cost of your other expenses.
Not only has a £250K business loan helped our customers cover internal or unexpected costs, but it's also helped them to pivot and grow into new opportunities. Get in touch to find out how to apply for a business loan today.
Apply for a £250K business loan
How do you get a £250K business loan?
We would love to support all UK businesses, but for a £250K loan, your company needs to meet the following criteria:
You must be a limited company, a limited liability partnership or a non-limited partnership with at least four partners. (Other loan sizes differ.)
You're UK-based, with at least one director living in the UK
You’ve been trading for at least six months
You have a monthly turnover of £125,000
Any business can apply for an SME loan of up to £250K in England, Wales, Scotland and Northern Ireland.
Every loan application is individually assessed based on a company’s specific needs and circumstances. Once your application has been processed, in most cases, our expert team will send over both unsecured and secured quotes. You’ll find a more favourable interest rate and longer term length with our secured loans as we require a form of security from you. However, it is entirely up to you, as the director, to decide which option suits your business needs.
If you have any queries before applying, give us a call, and you’ll reach one of our first-class, customer service team members, who are always happy to answer your questions.
What information and documents will I need to apply?
Applying for a Fleximize £250K loan couldn’t be simpler. We value your time as a business owner, so we have kept the application process to five minutes. Here’s a summary of what you can expect to provide:
Basic information on yourself, your company, and other directors (including their names and addresses). The purpose of your loan and your company’s typical revenue.
The next step is to provide us with your supporting documents: the last three months' business bank statements, your most recent management accounts and a revenue summary. You can do this now, alongside submitting your application or uploading it later in the member's area.
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Apply for a £250K business loan
Can you get a £250K business loan?
Fleximize will do everything we can to offer you a loan. The maximum loan amount we offer your business may vary depending on certain factors, such as revenue, credit history, and trading time. Our expert underwriters will also consider your business's future potential to ensure that our finance solutions meet your needs and funding requirements.
Find out exactly how much we could offer your business by applying via the button below, or call us to discuss your options.
What’s the interest on a £250K loan?
Our £250K loans have a monthly interest rate of 0.9%-3.9% depending on whether you take out a Flexiloan or a Flexiloan Lite option. Use our business loan calculator above to give you a rough idea of what your monthly repayments could look like, or apply for a more in-depth evaluation.
Apply for a £250K business loan today
Are you ready to take your business journey up a notch? Grab a cuppa and take 5 minutes to apply today. Our team will guide you seamlessly through your application, with funds landing in your account in as little as 24 hours.
Looking for more than £250K?
Need more than £250,000 to boost your business? We offer flexible loans from £10,000 to £500,000, and can tailor a monthly repayment plan to suit you. Check out our finance packages worth £500,000 to learn more about how we can support your business.
Apply for a £250K business loan
Your common questions answered
All businesses in England, Wales, Northern Ireland and Scotland can apply for an unsecured business loan of £250K.
Businesses in England and Wales have the option to choose a secured loan. You’ll find a more favourable interest rate with our secured loans as we require a form of security from you. However, it is entirely up to you, as the director, to decide which option suits your business needs.
Absolutely, Fleximize can accept applications for any amount over £25K for sole traders - this is the same for non-limited partnerships with less than four partners.
Fleximize, of course.
Get funding approval and deposit in as little as 24 hours, once we receive all the correct documents.
Our Penalty-Free Promise includes no hidden fees or early repayment charges.
Our competitive interest rates start from 0.9% per month.
Interest is charged only on the reducing balance, not the total loan amount.
Top-up funding and repayment holidays are available with all loans.
Access exclusive discounts on business services via our Member Marketplace.
As a guide, Fleximize lends double your monthly revenue. So, if your business is turning over £50,000, we’ll lend you £100,000.
We offer business loans of up to £250K in England, Scotland, Wales, and Northern Ireland. With security, any business in England and Wales can apply for a secured loan of up to £500k, subject to eligibility.
Yes, definitely, all limited companies can apply for a business loan of up to £250K in England, Wales, Scotland and Northern Ireland.
No, Fleximize doesn’t require a deposit for a business loan of any size.
Yes, you can. Subject to our AML requirements being met, you can draw down your loan the same day.
We take a comprehensive approach to assessing affordability, considering a range of factors including incoming and outgoing revenues, available cash, and the profitability of your business.
While it’s important to understand that a business loan itself doesn't qualify for a tax deduction, under UK tax law, the interest you pay on a loan can sometimes be recognised as a business expense and can, therefore, become tax deductible, as long as the funds have been used for specific business purposes.
While those who meet the criteria may wish to consider claiming tax relief on alternative finance, it is important to understand the nuances, potential changes in tax laws, and the risks associated with errors. Seeking guidance from a tax adviser is recommended before proceeding.
Do you have a question that you can't see? Check out our FAQ page.
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