Essential Sector Business Growth Loan

We've launched the Essential Sector Growth Loan to help key businesses access funding quickly during the coronavirus crisis

Our Essential Sector Growth Loan will support the essential businesses that continue to trade throughout this period. It will provide priority access to finance for essential sector businesses at favourable rates, with no additional fees and all the flexible features of our standard business loan.

Key features

Fast Funding

Time is of the essence, so we’ve tweaked our processes to facilitate even quicker decisions. We’re pledging to underwrite these loans as fast as we can, which could mean same-day decisions.

Mindful Lending

All Essential Sector Growth Loans come with favourable rates so that the businesses who form the pillars of our society can continue the vital work they’re doing to support our communities.

Priority Access

The Essential Sector Growth Loan will provide priority access to essential sector businesses. They’ll be bumped to the top of the queue when we assess business finance applications during this time.

Flexible Features

The business world is changing quickly, and you need a finance facility that can change with it. Each of these loans comes packed with flexible features, such as top-ups, repayment holidays, and more.


The Essential Sector Growth Loan is targeted toward certain key sectors that are essential in keeping the country running during this difficult time. Businesses in the following sectors will be able to access this funding line;

This list of sectors is not exhaustive. If you can provide evidence that your business is supporting key workers, we may be able to consider your business for an Essential Sector Growth Loan.

How to apply

You can apply by clicking the button below. If your business falls into one of the above sectors and meets our standard criteria, your application will automatically be prioritised, and your dedicated relationship manager will communicate with you directly in terms of favourable rates.

To find out more about our flexible features, and to see if your business meets our criteria, take a look at our FAQs. If you'd prefer to apply over the phone, or you have any questions, please don't hesitate to give us a call on 020 7100 0110.

Get started: Apply now