1.0 The Terms and Conditions are active and remain in effect until communicated otherwise on this website.
1.1 These Terms and Conditions apply to Fleximize’s existing or previous customers who have borrowed from Fleximize Ltd or Fleximize Capital Limited (hereinafter referred to as Fleximize).
1.2 Any changes to the Terms and Conditions will be communicated on the Fleximize website (https://fleximize.com). This will include adjustments to the conditions and/or closure or suspension of the cashback/better rate of interest or to any “Other Benefits” commitment as mentioned in these Terms and Conditions.
2.0 The customer is entitled to the cashback or a better rate of interest on repayment of their loan in full and once they have been successfully approved for their second, third, fourth and fifth loan with Fleximize. The payment of the cashback or better rate of interest is subject to the qualifying criteria.
2.1 The qualifying criteria for any customers to be entitled to the cashback and better interest rate are: (i) The customer’s previous loan reached at least 80% of the loan term before being repaid in full (ii) no late payments to us (iii) customer successfully taking either their second, third, fourth or fifth loan.
2.2 Failure to meet the minimum criteria will invalidate the cashback/better rate pledge to that particular customer regardless of the loan being approved/deposited.
2.3 If Fleximize becomes aware of any changes in circumstances that stop eligibility under these Terms and Conditions, then this offer will no longer be valid.
2.4 Each customer may only receive either one cashback reward or a better rate of interest per loan and will apply from the second to the fifth loan with Fleximize if they independently qualify for each.
3.0 All cashback payments are limited to £100 each and rate of interest will be subject to Fleximize’s minimum rate of interest and the credit policy applicable to this product.
3.1 The cashback is payable at the same time that the loan is deposited into the customer’s verified account. If entitled to a better rate of interest, the latter will be reflected in either the second, third, fourth, fifth or all of them as long as these Terms and Conditions are still valid and the customer satisfies the minimum criteria as required under these Terms and Conditions for each of these loans individually.
3.2 It is the responsibility of the customer to ensure the conditions are met before being entitled to the cashback or the better rate of interest before claiming it.
3.3 Fleximize is not responsible for the payment of any tax relief or deductions (if applicable) as a result of the cashback reward. This remains the responsibility of the customer.
3.4 No other alternative reward, other than the cashback/better rate of interest and the “Other Benefits” reward as stated in these Terms and Conditions will be granted to the customer.
4.0 Fleximize commits to offering you access as a Gold Member to its Member Marketplace as soon as you have been deposited your second loan with us and for long as the offer is advertised in our website. This means you will have access to our top tier discounts and offers on tools and services to help run your business, from marketing support to legal advice and even security systems for your office.
4.1 Fleximize commits to pay £250 to you, where you recommend our service to another business which results into a successful deposit with us. Additionally, Fleximize will pay £250 to the business referred by yourself to which we would have successfully deposited to. Click here for full Terms and Conditions.
5.0 The customer agrees that the cashback/better rate of interest reward including any Other Benefits referred to in these Terms and Conditions is a promotional offer and should be regarded as a reward only. Should the cashback offer be invested in any way, it remains the responsibility of the customer to assess their own tax liabilities.
5.1 The customer agrees that Fleximize is not responsible or liable for any loss that the customer could incur in connection with the cashback/better rate of interest including Other Benefits herein mentioned. It is the customer’s responsibility to ensure they maintain the minimum qualifying status throughout the promotion.
6.0 Fleximize assesses the eligibility of all customers pursuant to its credit policy and shall not be required to offer the customer any of the benefits as mentioned within the Terms and Conditions based on only the minimum qualifying criteria.
6.1 Fleximize shall not be held responsible for any kind of corruption of data or hardware that occurs as a result of participation in this promotion.
6.2 Fleximize also reserves the right to revert to the previous rate of interest or the customer must reimburse Fleximize for any cash reward payment if it is subsequently discovered that any of the qualifying criteria laid out in Section 2 of these Terms and Conditions has been breached. Additionally, Fleximize also reserves the right to terminate the loan agreement between itself and the customer if the breach of any qualifying criteria is considered significant.
6.3 Fleximize reserves the right to amend or withdraw the cash reward payment/better rate of interest or any Other Benefits promotion at any time without notice, provided that such withdrawal or amendment shall not affect customers who have completed the lifecycle of the promotion.
8.0 These Terms and Conditions are governed in accordance with English law and any dispute arising under it shall be subject to the exclusive jurisdiction of the courts of England and Wales
8.1 This offer is promoted by Fleximize Limited (07117447) registered at Holbrook House, 51 John Street, Ipswich, IP3 0AH.