NI Business Loans - Small Business Loans (Northern Ireland) - Fleximize

Small Business Loans Northern Ireland

Funding for businesses in Belfast, Derry, Omagh and the rest of Northern Ireland

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1st class customer support 1st class customer support
Swift approval Swift approval
Funding in as little as 24 hours Funding in as little as 24 hours
Penalty free promise Penalty free promise

NI business loans, explained

The simplest explanation of what an NI business loan actually is, is in the name.

Put simply, it is a loan provided to a business. It’s often used to cover operational expenses or invest in growth opportunities.

According to The Department for the Economy, small businesses account for around 89% of all businesses in Northern Ireland. SMEs employ more people in the country than large companies and the public sector combined.

With SMEs playing such a crucial role in the Northern Irish economy, it’s easy to see why this country is a fast-growing hub of innovation in sectors like:

In particular, the fintech industry in Northern Ireland is thriving. Read on to find out how loans in Northern Ireland could help take your business forward. When you’re ready, follow our simple online application process to start your funding journey with Fleximize.

1st class customer support 1st class customer support
Swift approval Swift approval
Funding in as little as 24 hours Funding in as little as 24 hours
Penalty free promise Penalty free promise

What are the benefits of business loans in Northern Ireland?

The benefits of an NI business loan can underpin your business' growth, ensuring long-term sustainability and resilience in the face of change.

One of the main benefits of a business loan is its role as a safety blanket against unforeseen cash flow issues or payments, which is a lifeline for many small businesses.

Loans in Northern Ireland can be used for a range of purposes, from purchasing or refurbishing equipment to relocating or expanding into new premises.

Whether you want to kickstart a new marketing campaign or grow your workforce, we’ve got you covered.

Am I eligible for business loans in Northern Ireland?

You could apply for up to £250,000 in less than five minutes with Fleximize if:

We don’t apply the same strict lending criteria as banks. Instead, we take a holistic approach to assessing loan applications. We look at both the company's merits and the strength of its directors, so don't let a less-than-perfect personal credit history deter you from applying.

If you can show how you’ve turned around an inconsistent track record of repaying debt, and have evidence of sustained revenue growth, you might be eligible for a NI business loan.

Will I need a personal guarantee for a NI business loan?

It’s common for lenders to ask for a personal guarantee. This is a written promise from a business owner or executive that guarantees repayment of the loan if the business is unable to repay.

With unsecured finance, a personal guarantee is not tied to a specific asset.

Since every lender has a different approach to decision-making, be sure to look closely at each lender’s terms.

Keep in mind that if you refuse to provide a personal guarantee, this might reflect poorly on your application and intention to pay back the money.

At Fleximize, we ask for a personal guarantee from at least one director or shareholder in your business for our NI business loans.

Our Flexiloan product is available to businesses trading for at least 12 months over a 12-60 month term.

Interest
£8,460.08
Total Repayment Amount
£58,460.08
Monthly Repayment
£3,247.78

Our Penalty-Free Promise means you won’t be charged extra for repaying early.

Find out just how much you could save through early settlement by adjusting the month of repayment in this section.

Your Loan Quote Summary
Full Settlement At
Total Repayable at Agreed Term £58,460.08
Total Repayable if Repaid Early £56,122.84
Interest Saving £2,337.25

Our Flexiloan Lite product is available to businesses trading for at least 6 months over a 3-12 month term.

Interest
£3,472.16
Total Repayment Amount
£33,472.16
Monthly Repayment
£4,184.02

Fleximize is committed to its penalty-free promise for customers repaying early.

Find out just how much you could save through early settlement by adjusting the month of repayment in this section.

Your Loan Quote Summary
Full Settlement At
Total Repayable at Agreed Term £33,472.16
Total Repayable if Repaid Early £32,476.26
Interest Saving £995.90

NI business loans from Fleximize

Fleximize is an innovative alternative lender offering flexible business loans on an unsecured basis of between £5,000 and £250,000 – repayable over three months to 36 months.

Our relationship managers work closely with you to create funding packages tailored to the unique needs of your business.

Apply online in just a few minutes, and money can be deposited in as little as 24 hours.

Here are the key features of our financing options for SMEs based in Northern Ireland:

You can find out more about our products by visiting our services page.

How to apply for business loans in Northern Ireland

Fleximize has helped many businesses gain access to loans in Northern Ireland for a range of purposes.

Whether you're looking to expand to new premises, renovate facilities, or purchase more stock, you could secure an NI business loan in as little as 24 hours.

To get started, complete this online application form with a few basic details. If you pass our initial checks, one of our friendly relationship managers will be in touch to help you complete the final stages of the process.

Apply for a business loan in Northern Ireland
Looking For Funding? Let's Talk.

If you want to know more about how we can support your business, give our friendly team a call and you'll get straight through to someone who can help, like Sarah. Or, if you're ready to apply, get started by clicking the button below.