We offer industry-leading flexibility and first-class customer service. You can see this for yourself by reading our reviews on Trustpilot, where we're rated 'Excellent'. You can also watch our in-depth customer case studies to understand exactly how we help businesses thrive, or browse our awards.

Each of our loans comes packed with flexible features as standard, including top-ups and repayment holidays. In addition, our Penalty-Free Promise means you’ll never be burdened with hidden fees or early-repayment penalties. Meanwhile our Loyalty Pledge means that you’ll get a lower rate if you come back to us for more funding after paying off your initial loan. Plus, all of our customers are given access to exclusive discounts on market-leading business tools from our network of partners via the Member Marketplace – just log in to your Fleximize Member Area to redeem the discounts and offers best suited to you.

You can borrow up to £250,000 on an unsecured basis, and up to £500,000 on a secured basis.

We can only lend a maximum of two months' revenue, so if your typical monthly revenue is £50,000, we'll be able to lend up to £100,000. If you need refinancing, we may be able to provide you with a top-up after three successful repayments.

If you have been trading for longer than 12 months, you can borrow funds and repay over a term of 3 - 36 months on an unsecured basis, and 3 - 60 months on a secured basis.

If you have been trading between 6 - 12 months, we can offer you funds through our Flexiloan Lite with a repayment term of up to 12 months initially. Once you have some more successful trading time under your belt, the flexibility of our products may mean you can refinance with our Flexiloan the next time you require funding. Let us know what you'd like your monthly repayments to be, and we'll organize a term that works for you.

To be considered for funding, your company needs to have been actively trading for at least six months and have a minimum monthly turnover of £5,000. We can lend up to a maximum of two months' revenue, so if your typical monthly revenue is £10,000, we'll be able to lend up to £20,000. We can only support non-homeowners who have been trading for over 36 months with up to a maximum of £20,000.

Our products are flexible enough to be used by any business for any purpose, from taking on more staff to paying a tax bill. Many of our customers use their Fleximize business loan to improve their overall cash flow or to facilitate business expansion and growth. Some simply need the working capital to help fulfil customer contracts, whilst others may use it as a means of completing a management buy-out.

You can take a look at some of our customer case studies to understand exactly how our loans have helped small businesses across the UK.

Typically, we’re able to approve applications within 24 hours of receiving them. If you provide all the information we need to underwrite your application in a timely manner, we can also have the funds with you within 24 hours of receipt of your application.

If you come directly to us, there are absolutely no set-up, application or arrangement fees. You'll simply be charged the interest on your loan. Our Penalty-Free Promise also means that we’ll never charge any early repayment fees, and you can save on interest if you repay early.

At the moment, we can only lend to businesses that have at least six months’ trading history. Once you’ve been trading for six months, we’d be delighted to consider your business for funding, so please get in touch.

Once your application is submitted, and with your permission, we will run credit checks on the business, as well as its directors. More information can be found in our Privacy Policy.