Fleximize offers industry-leading flexibility and first-class customer service, as evidenced by its 'Excellent' rating on independent review site Trustpilot. Every Fleximize loan comes packed with flexible features as standard, including top-ups and repayment holidays, and there are no hidden fees or early-repayment penalties. All Fleximize customers are given access to exclusive discounts on market-leading business tools from its network of B2B partners.

To be considered for funding, your company needs to have been actively trading for at least six months, and have a minimum monthly turnover of £5,000.

We typically lend up to £500,000, however, we do have access to larger capital through our sister company, Alterium Capital, which can accommodate loan requests of up to £1,000,000. Initial lending amounts are capped at a maximum of two months' revenue.

You can borrow over a term of one to 24 months on an unsecured basis, and up to 48 months on a secured basis. Let us know how long you need the money, and we’ll organize a term that works for you.

We offer competitive rates starting from 1.5% per month, with no hidden fees and no penalties for early repayment. In fact, if you repay early, your interest will be recalculated so that you only pay for the time you had the loan.

We can deposit funds to your designated bank account the same day as approval, upon receipt of signed loan documents.

As standard, we ask for the following documents:

• All business bank statements covering the last three months of trading.
• The most recent set of management accounts.
• A summary of your last 12 months' revenue, broken down by month.

Depending on the complexity of your business, we might ask for further documentation, but we'll ensure this is as hassle-free as possible.

Our loans can be used for almost any purpose, from refurbishment and recruitment to marketing and machinery upgrades. Businesses commonly borrow from Fleximize to support their cash flow or growth.

Once your application is submitted, and with your permission, we will run credit checks on the business, as well as its directors. More information can be found in the Privacy Policy, which is available on Fleximize's website.